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Riyad Bank (SAU:1010) E10 : ﷼2.10 (As of Dec. 2024)


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What is Riyad Bank E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Riyad Bank's adjusted earnings per share data for the three months ended in Dec. 2024 was ﷼0.730. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼2.10 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Riyad Bank's average E10 Growth Rate was 9.90% per year. During the past 3 years, the average E10 Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Riyad Bank was 10.40% per year. The lowest was 10.40% per year. And the median was 10.40% per year.

As of today (2025-03-14), Riyad Bank's current stock price is ﷼29.75. Riyad Bank's E10 for the quarter that ended in Dec. 2024 was ﷼2.10. Riyad Bank's Shiller PE Ratio of today is 14.17.

During the past 13 years, the highest Shiller PE Ratio of Riyad Bank was 25.03. The lowest was 11.71. And the median was 16.48.


Riyad Bank E10 Historical Data

The historical data trend for Riyad Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Riyad Bank E10 Chart

Riyad Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 1.56 1.75 1.91 2.10

Riyad Bank Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.91 1.99 2.03 2.07 2.10

Competitive Comparison of Riyad Bank's E10

For the Banks - Regional subindustry, Riyad Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riyad Bank's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Riyad Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Riyad Bank's Shiller PE Ratio falls into.



Riyad Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Riyad Bank's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.73/133.1571*133.1571
=0.730

Current CPI (Dec. 2024) = 133.1571.

Riyad Bank Quarterly Data

per share eps CPI Adj_EPS
201503 0.390 99.621 0.521
201506 0.380 100.684 0.503
201509 0.300 100.392 0.398
201512 0.280 99.792 0.374
201603 0.390 100.470 0.517
201606 0.380 101.688 0.498
201609 0.240 101.861 0.314
201612 0.090 101.863 0.118
201703 0.350 102.862 0.453
201706 0.280 103.349 0.361
201709 0.360 104.136 0.460
201712 0.330 104.011 0.422
201803 0.380 105.290 0.481
201806 0.280 106.317 0.351
201809 0.320 106.507 0.400
201812 0.130 105.998 0.163
201903 0.490 107.251 0.608
201906 0.500 108.070 0.616
201909 0.500 108.329 0.615
201912 0.370 108.420 0.454
202003 0.490 108.902 0.599
202006 0.350 108.767 0.428
202009 0.430 109.815 0.521
202012 0.290 109.897 0.351
202103 0.450 111.754 0.536
202106 0.500 114.631 0.581
202109 0.510 115.734 0.587
202112 0.540 117.630 0.611
202203 0.520 121.301 0.571
202206 0.530 125.017 0.565
202209 0.600 125.227 0.638
202212 0.680 125.222 0.723
202303 0.640 127.348 0.669
202306 0.640 128.729 0.662
202309 0.670 129.860 0.687
202312 0.630 129.419 0.648
202403 0.660 131.776 0.667
202406 0.750 132.554 0.753
202409 0.860 133.029 0.861
202412 0.730 133.157 0.730

Add all the adjusted EPS together and divide 10 will get our e10.


Riyad Bank  (SAU:1010) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Riyad Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=29.75/2.10
=14.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Riyad Bank was 25.03. The lowest was 11.71. And the median was 16.48.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Riyad Bank E10 Related Terms

Thank you for viewing the detailed overview of Riyad Bank's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Riyad Bank Business Description

Traded in Other Exchanges
N/A
Address
Eastern Ring Road, Granada Oasis, A1 Tower, P.O. Box 22622, Al Shuhada District, Riyadh, SAU, 11416
Riyad Bank is a financial institution in Saudi Arabia. The company provides a full range of banking and investment services. It also provides its customer's Islamic banking products, which are approved and supervised by an independent Shariah Board established by the Bank. The company operates in four business segments: Retail Banking, Investment banking and brokerage, Corporate banking, and Treasury and Investments. It generates maximum revenue from the Corporate banking segment. The Corporate banking segment handles corporate customers' current accounts, deposits and provides loans, overdrafts, and other credit facilities.

Riyad Bank Headlines

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