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Riyad BankSAU:1010 +0.63%72 Forward Dividend Yield % is 3.99% as of Jul. 19, 2026. GuruFocus rates SAU:1010 with a GF Score™ of 72/100 and a GF Value™ of ﷼22.95 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,242 Banks companies, Riyad Bank ranks better than 64.98% on this metric.
As of today (2026-07-19), the Forward Annual Dividend Yield of Riyad Bank is 3.99%.
As of today (2026-07-19), the Trailing Annual Dividend Yield of Riyad Bank is 5.07%.
SAU:1010's Forward Dividend Yield % is ranked better than 64.98% of 1242
companies
in the Banks industry
Industry Median: 3.105
vs SAU:1010: 3.99
During the past 12 months, Riyad Bank's average Dividends Per Share Growth Rate was 187.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 19.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 23.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 10.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Riyad Bank was 33.20% per year. The lowest was -5.90% per year. And the median was 9.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Riyad Bank (SAU:1010) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
SAU:1010 vs PNC: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, Riyad Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riyad Bank Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Riyad Bank's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Riyad Bank's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Riyad Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
SAR 0.412500
2026-04-06
2026-04-07
2026-04-16
Cash Dividend
semi-annually
SAR:SAR 1.000000
SAR 0.637500
2025-08-05
2025-08-06
2025-08-17
Cash Dividend
semi-annually
SAR:SAR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Riyad Bank's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.825
/
20.70
=
3.99 %
Current Share Price is ﷼20.70. Riyad Bank's Dividends per Share for the forward twelve months is calculated as ﷼0.4125 * 2 = ﷼0.825.
Riyad Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
1.05
/
20.70
=
5.07 %
Current Share Price is ﷼20.70. Riyad Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is ﷼1.05.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 3.99% mean?
Riyad Bank (SAU:1010) has a Forward Dividend Yield % of 3.99% as of Jul. 19, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Riyad Bank and its competitors. According to the industry distribution chart, Riyad Bank ranks #435 out of 1242 companies in the Banks industry, placing it in the top 35%.
Is Riyad Bank's Forward Dividend Yield % too high?
Riyad Bank's current Forward Dividend Yield % is 3.99%. The Banks industry median Forward Dividend Yield % is 3.11. Riyad Bank's value of 3.99% is 28.5% above this industry median. Based on the distribution chart, Riyad Bank ranks #435 out of 1242 companies in the Banks industry, which is above the industry midpoint. Overall, Riyad Bank has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Riyad Bank's Forward Dividend Yield % compare to PNC?
According to the Banks industry distribution chart, Riyad Bank ranks #435 out of 1242 companies for Forward Dividend Yield %. This puts Riyad Bank in the upper half of its industry. The industry median Forward Dividend Yield % is 3.11. Riyad Bank's value of 3.99% is 28.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.11, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riyad Bank's current Forward Dividend Yield % of 3.99% is 28.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Riyad Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riyad Bank's current Forward Dividend Yield % is 3.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riyad Bank stock overvalued right now?
Based on GuruFocus' analysis, Riyad Bank (SAU:1010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼22.95, compared to a current price of ﷼20.70 — trading 9.8% below its estimated fair value. The current Forward Dividend Yield % is 3.99% and 28.5% above the Banks industry median of 3.11. Riyad Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Riyad Bank (SAU:1010), the current Forward Dividend Yield % is 3.99% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riyad Bank (SAU:1010) Overvalued in 2026?
Based on GuruFocus' analysis, Riyad Bank stock appears to be undervalued.
The current stock price of ﷼20.70 is trading 9.8% below its estimated GF Value™ of ﷼22.95.
GuruFocus considers Riyad Bank to be Modestly Undervalued.
Key valuation signals for SAU:1010:
Forward Dividend Yield %: 3.99%
GF Value™: ﷼22.95 vs. price of ﷼20.70 (9.8% below fair value)
Industry Position: 28.5% above the Banks median (#435 of 1242)
No single metric tells the full story. See the SAU:1010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFinancial Boulevard - Al Aqeeq District, P.O. Box 22622, Riyad Bank Tower, Building No. 3128, King Abdullah Financial District (KAFD, Riyadh, SAU, 13519 – 6671
Riyad Bank is a financial institution in Saudi Arabia. The company provides a full range of banking and investment services. It also provides its customers with nonconventional banking products which are approved and supervised by an independent Shariah Board established by the Bank. The company operates in four business segments: i) Retail Banking, ii) Investment banking and brokerage, iii) Corporate banking, and iv) Treasury and Investments. The majority of the company's revenue is derived from the Corporate banking segment, which principally handles corporate customers' current accounts, deposits and provides loans, overdrafts and other credit facilities and includes small to medium sized businesses.
72GF Score
Get the complete analysis for SAU:1010
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