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Riyad BankSAU:1010 +0.63%72 FCF Margin % is 275.11% as of Mar. 2026, which is 1475% above its 10-year median of 17.47. GuruFocus rates SAU:1010 with a GF Score™ of 72/100 and a GF Value™ of ﷼22.95 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, Riyad Bank ranks better than 53.48% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Riyad Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was ﷼13,103 Mil. Riyad Bank's Revenue for the
three
months ended in Mar. 2026 was ﷼4,763 Mil. Therefore, Riyad Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 275.11%.
The historical rank and industry rank for Riyad Bank's FCF Margin % or its related term are showing as below:
SAU:1010'
s FCF Margin % Range Over the Past 10 Years
Min: -140.93 Med: 17.47 Max: 209.39
Current: 28.48
During the past 13 years, the highest FCF Margin % of Riyad Bank was 209.39%. The lowest was -140.93%. And the median was 17.47%.
SAU:1010's FCF Margin % is ranked better than 53.48% of 1507
companies
in the Banks industry
Industry Median: 26.61
vs SAU:1010: 28.48
Riyad Bank FCF Margin % Related Terms
Riyad Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for Riyad Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Riyad Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Riyad Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Riyad Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Riyad Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Riyad Bank (SAU:1010) has a FCF Margin % of 275.11% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Riyad Bank and its competitors. This is 1475% above median its historical median of 17.47. According to the industry distribution chart, Riyad Bank ranks #701 out of 1507 companies in the Banks industry, placing it in the top 46.5%.
Is Riyad Bank's FCF Margin % too high?
Riyad Bank's current FCF Margin % of 275.11% is 1475% above median its 10-year median of 17.47. The Banks industry median FCF Margin % is 26.61. Riyad Bank's value of 275.11% is 933.9% above this industry median. Based on the distribution chart, Riyad Bank ranks #701 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Riyad Bank has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Riyad Bank's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Riyad Bank ranks #701 out of 1507 companies for FCF Margin %. This puts Riyad Bank in the upper half of its industry. The industry median FCF Margin % is 26.61. Riyad Bank's value of 275.11% is 933.9% above this benchmark. While the company's 10-year median is 17.47 vs. the industry median of 26.61, Riyad Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.61, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riyad Bank's current FCF Margin % of 275.11% is 933.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Riyad Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riyad Bank's current FCF Margin % is 275.11%, which is 1475% above median its own 10-year median of 17.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riyad Bank stock overvalued right now?
Based on GuruFocus' analysis, Riyad Bank (SAU:1010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼22.95, compared to a current price of ﷼20.70 — trading 9.8% below its estimated fair value. The current FCF Margin % is 275.11%, which is 1475% above median its 10-year median of 17.47 and 933.9% above the Banks industry median of 26.61. Riyad Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Riyad Bank (SAU:1010), the current FCF Margin % is 275.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Riyad Bank (SAU:1010) Overvalued in 2026?
Based on GuruFocus' analysis, Riyad Bank stock appears to be undervalued.
The current stock price of ﷼20.70 is trading 9.8% below its estimated GF Value™ of ﷼22.95.
GuruFocus considers Riyad Bank to be Modestly Undervalued.
Key valuation signals for SAU:1010:
FCF Margin %: 275.11% (1475% above median its 10-year median of 17.47)
GF Value™: ﷼22.95 vs. price of ﷼20.70 (9.8% below fair value)
Industry Position: 933.9% above the Banks median (#701 of 1507)
No single metric tells the full story. See the SAU:1010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressFinancial Boulevard - Al Aqeeq District, P.O. Box 22622, Riyad Bank Tower, Building No. 3128, King Abdullah Financial District (KAFD, Riyadh, SAU, 13519 – 6671
Riyad Bank is a financial institution in Saudi Arabia. The company provides a full range of banking and investment services. It also provides its customers with nonconventional banking products which are approved and supervised by an independent Shariah Board established by the Bank. The company operates in four business segments: i) Retail Banking, ii) Investment banking and brokerage, iii) Corporate banking, and iv) Treasury and Investments. The majority of the company's revenue is derived from the Corporate banking segment, which principally handles corporate customers' current accounts, deposits and provides loans, overdrafts and other credit facilities and includes small to medium sized businesses.
72GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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