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ChallengerASX:CGF +0.61%58 3-Year Dividend Growth Rate is 9.10% as of Jun. 2026, which is 7% below its 10-year median of 9.80. GuruFocus rates ASX:CGF with a GF Score™ of 58/100 and a GF Value™ of A$5.66 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 274 Insurance companies, Challenger ranks worse than 50.73% on this metric.
The historical rank and industry rank for Challenger's 3-Year Dividend Growth Rate or its related term are showing as below:
ASX:CGF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -35.3 Med: 9.8 Max: 38.1
Current: 9.1
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Challenger was 38.10% per year. The lowest was -35.30% per year. And the median was 9.80% per year.
ASX:CGF's 3-Year Dividend Growth Rate is ranked worse than 50.73% of 274
companies
in the Insurance industry
Industry Median: 9.3
vs ASX:CGF: 9.10
During the past 12 months, Challenger's average Dividends Per Share Growth Rate was 8.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 9.10% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 20.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -2.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Challenger was 0.79. The lowest was 0.01. And the median was 0.51.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Challenger Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AUD 0.160000
2026-08-25
2026-08-26
2026-09-17
Cash Dividend
semi-annually
AUD:AUD 1.000000
AUD 0.155000
2026-02-24
2026-02-25
2026-03-24
Cash Dividend
semi-annually
AUD:AUD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Challenger's Dividend Yield (%) for Today is calculated as
Current Share Price is A$9.97.
Challenger's Dividends per Share for the trailing twelve months (TTM) ended in Today is A$0.315.
During the past 13 years, the highest Dividend Yield of Challenger was 9.86%. The lowest was 1.27%. And the median was 3.38%.
Warning Sign:
Challenger Ltd stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Challenger 3-Year Dividend Growth Rate Related Terms>
ASX:CGF vs MET, AFL, PRU: 3-Year Dividend Growth Rate Comparison
For the Insurance - Life subindustry, Challenger's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challenger 3-Year Dividend Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Challenger's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Challenger's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 9.10% mean?
Challenger (ASX:CGF) has a 3-Year Dividend Growth Rate of 9.10% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Challenger and its competitors. This is near median its historical median of 9.80. According to the industry distribution chart, Challenger ranks #139 out of 274 companies in the Insurance industry, placing it in the top 50.7%.
Is Challenger's 3-Year Dividend Growth Rate too high?
Challenger's current 3-Year Dividend Growth Rate of 9.10% is near median its 10-year median of 9.80. The Insurance industry median 3-Year Dividend Growth Rate is 9.30. Challenger's value of 9.10% is 2.2% below this industry median. Based on the distribution chart, Challenger ranks #139 out of 274 companies in the Insurance industry, which is below the industry midpoint. Overall, Challenger has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's 3-Year Dividend Growth Rate compare to MET and AFL?
According to the Insurance industry distribution chart, Challenger ranks #139 out of 274 companies for 3-Year Dividend Growth Rate. This places Challenger in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.30. Challenger's value of 9.10% is 2.2% below this benchmark. While the company's 10-year median is 9.80 vs. the industry median of 9.30, Challenger has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.30, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Challenger's current 3-Year Dividend Growth Rate of 9.10% is 2.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Challenger and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challenger's current 3-Year Dividend Growth Rate is 9.10%, which is near median its own 10-year median of 9.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$5.66, compared to a current price of A$9.97 — trading 76.1% above its estimated fair value. The current 3-Year Dividend Growth Rate is 9.10%, which is near median its 10-year median of 9.80 and 2.2% below the Insurance industry median of 9.30. Challenger's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Challenger (ASX:CGF), the current 3-Year Dividend Growth Rate is 9.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challenger (ASX:CGF) Overvalued in 2026?
Based on GuruFocus' analysis, Challenger stock appears to be overvalued.
The current stock price of A$9.97 is trading 76.1% above its estimated GF Value™ of A$5.66.
GuruFocus considers Challenger to be Significantly Overvalued.
Key valuation signals for ASX:CGF:
3-Year Dividend Growth Rate: 9.10% (near median its 10-year median of 9.80)
GF Value™: A$5.66 vs. price of A$9.97 (76.1% above fair value)
Industry Position: 2.2% below the Insurance median (#139 of 274)
No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
58GF Score
Get the complete analysis for ASX:CGF
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