ChallengerASX:CGF -0.30%59 Median PS Value is A$8.61 as of Jun. 25, 2026, which is 100% below its 10-year median of 1.03. GuruFocus rates ASX:CGF with a GF Score™ of 59/100 and a GF Value™ of A$4.11 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 343 Insurance companies, Challenger ranks worse than 61.52% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Challenger's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$2.798. Challenger's 10-Year median PS Ratio is 3.0772. Therefore, the Median PS Value for today is A$8.61.
As of today (2026-06-25), Challenger's share price is A$9.82. Challenger's Median PS Value is A$8.61. Therefore, Challenger's Price to Median PS Value for today is 1.14.
The historical rank and industry rank for Challenger's Median PS Value or its related term are showing as below:
ASX:CGF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.64 Med: 1.03 Max: 2.29
Current: 1.14
During the past 13 years, the highest Price to Median PS Value of Challenger was 2.29. The lowest was 0.64. And the median was 1.03.
ASX:CGF's Price-to-Median-PS-Value is ranked worse than 61.52% of 343
companies
in the Insurance industry
Industry Median: 0.99
vs ASX:CGF: 1.14
Challenger (ASX:CGF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Challenger's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
9.82
/
8.61
=
1.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Challenger Median PS Value Related Terms
Challenger Median PS Value Historical Data
* Premium members only.
The historical data trend for Challenger's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CGF vs AFL, MET, PRU: Median PS Value Comparison
For the Insurance - Life subindustry, Challenger's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challenger Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Challenger's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Challenger's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.0772.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Challenger's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$2.798.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Challenger (ASX:CGF) has a Median PS Value of A$8.61 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Challenger and its competitors. This is 736% above median its historical median of 1.03. Over the past decade, Challenger's Median PS Value has ranged from 0.64 to 2.29. According to the industry distribution chart, Challenger ranks #211 out of 343 companies in the Insurance industry, placing it in the top 61.5%.
Is Challenger's Median PS Value too high?
Challenger's current Median PS Value of A$8.61 is 736% above median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 2.29. Based on the distribution chart, Challenger ranks #211 out of 343 companies in the Insurance industry, which is below the industry midpoint. Overall, Challenger has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's Median PS Value compare to AFL and MET?
According to the Insurance industry distribution chart, Challenger ranks #211 out of 343 companies for Median PS Value. This places Challenger in the lower half of its industry. The industry median Median PS Value is 0.99. Historically, Challenger's own Median PS Value has ranged from 0.64 to 2.29 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Challenger and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challenger's current Median PS Value is A$8.61, which is 736% above median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.11, compared to a current price of A$9.82 — trading 138.9% above its estimated fair value. The current Median PS Value is A$8.61, which is 736% above median its 10-year median of 1.03. Challenger's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Challenger (ASX:CGF), the current Median PS Value is A$8.61 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challenger (ASX:CGF) Overvalued in 2026?
Based on GuruFocus' analysis, Challenger stock appears to be overvalued.
The current stock price of A$9.82 is trading 138.9% above its estimated GF Value™ of A$4.11.
GuruFocus considers Challenger to be Significantly Overvalued.
Key valuation signals for ASX:CGF:
Median PS Value: A$8.61 (736% above median its 10-year median of 1.03)
GF Value™: A$4.11 vs. price of A$9.82 (138.9% above fair value)
No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
59GF Score
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