ChallengerASX:CGF -0.30%59 FCF Yield % is 27.97 as of Jun. 25, 2026, which is 33% above its 10-year median of 20.97. GuruFocus rates ASX:CGF with a GF Score™ of 59/100 and a GF Value™ of A$4.11 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 504 Insurance companies, Challenger ranks better than 88.69% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Challenger FCF Yield % Related Terms
Challenger FCF Yield % Historical Data
* Premium members only.
The historical data trend for Challenger's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Challenger's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Challenger FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Challenger's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Challenger's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Challenger (ASX:CGF) has a FCF Yield % of 27.97 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Challenger and its competitors. This is 33% above median its historical median of 20.97. Over the past decade, Challenger's FCF Yield % has ranged from 5.83 to 55.40. According to the industry distribution chart, Challenger ranks #57 out of 504 companies in the Insurance industry, placing it in the top 11.3%.
Is Challenger's FCF Yield % too high?
Challenger's current FCF Yield % of 27.97 is 33% above median its 10-year median of 20.97. Over the past 10 years, this metric has ranged from a low of 5.83 to a high of 55.40. The Insurance industry median FCF Yield % is 7.11. Challenger's value of 27.97 is 293.4% above this industry median. Based on the distribution chart, Challenger ranks #57 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Challenger has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Challenger's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Challenger ranks #57 out of 504 companies for FCF Yield %. This places Challenger in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.11. Challenger's value of 27.97 is 293.4% above this benchmark. Historically, Challenger's own FCF Yield % has ranged from 5.83 to 55.40 over the past decade. While the company's 10-year median is 20.97 vs. the industry median of 7.11, Challenger has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.11, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Challenger's current FCF Yield % of 27.97 is 293.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Challenger and its competitors. For the Insurance industry, the median FCF Yield % is 7.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Challenger's current FCF Yield % is 27.97, which is 33% above median its own 10-year median of 20.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Challenger stock overvalued right now?
Based on GuruFocus' analysis, Challenger (ASX:CGF) is currently considered Significantly Overvalued. The stock's GF Value™ is A$4.11, compared to a current price of A$9.82 — trading 138.9% above its estimated fair value. The current FCF Yield % is 27.97, which is 33% above median its 10-year median of 20.97 and 293.4% above the Insurance industry median of 7.11. Challenger's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Challenger (ASX:CGF), the current FCF Yield % is 27.97 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Challenger (ASX:CGF) Overvalued in 2026?
Based on GuruFocus' analysis, Challenger stock appears to be overvalued.
The current stock price of A$9.82 is trading 138.9% above its estimated GF Value™ of A$4.11.
GuruFocus considers Challenger to be Significantly Overvalued.
Key valuation signals for ASX:CGF:
FCF Yield %: 27.97 (33% above median its 10-year median of 20.97)
GF Value™: A$4.11 vs. price of A$9.82 (138.9% above fair value)
Industry Position: 293.4% above the Insurance median (#57 of 504)
No single metric tells the full story. See the ASX:CGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Challenger's core business is selling annuity products in the Australian retirement market and, since November 2016, selling Australian dollar-denominated annuities into Japan's large retirement market. The firm's annuity products provide investors guaranteed regular payments over an agreed term for an upfront lump sum investment and is designed primarily to protect investors from the longevity risk of outliving their savings. Challenger also operates a funds management business, Fidante Partners, which has minority stakes in several boutique global investment managers, and Challenger Investment Management, which primarily manages investments supporting its annuities business.
59GF Score
Get the complete analysis for ASX:CGF
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:CGF has been successfully added to your 
