COFS (ChoiceOne Financial Services) Revenue: $173.0 Mil (TTM As of Mar. 2026)


COFS ChoiceOne Financial Services Inc COFS
62 GF Score
Price $33.37
GF Value $29.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is ChoiceOne Financial Services Revenue?

ChoiceOne Financial Services COFS -1.65% 62 Revenue is $173.0 Mil as of Mar. 2026. GuruFocus rates COFS with a GF Score™ of 62/100 and a GF Value™ of $29.25 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ChoiceOne Financial Services's revenue for the three months ended in Mar. 2026 was $42.5 Mil. Its revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $173.0 Mil. ChoiceOne Financial Services's Revenue per Share for the three months ended in Mar. 2026 was $2.82. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $11.49.

Warning Sign:

ChoiceOne Financial Services Inc revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of ChoiceOne Financial Services was 0.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 13 years, ChoiceOne Financial Services's highest 3-Year average Revenue per Share Growth Rate was 83.70% per year. The lowest was -3.90% per year. And the median was 3.80% per year.


ChoiceOne Financial Services  (NAS:COFS) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


ChoiceOne Financial Services Revenue Related Terms


ChoiceOne Financial Services Revenue Historical Data

* Premium members only.

The historical data trend for ChoiceOne Financial Services's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ChoiceOne Financial Services Revenue Chart

ChoiceOne Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.84 81.39 80.79 92.44 161.74

ChoiceOne Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.23 42.83 44.74 42.94 42.46

COFS vs DBIN, OBT, PDLB: Revenue Comparison

For the Banks - Regional subindustry, ChoiceOne Financial Services's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ChoiceOne Financial Services Revenue vs Banks Industry

For the Banks industry and Financial Services sector, ChoiceOne Financial Services's Revenue distribution charts can be found below:

* The bar in red indicates where ChoiceOne Financial Services's Revenue falls into.


COFS
62GF Score
ChoiceOne Financial Services Inc COFS
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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ChoiceOne Financial Services Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $173.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of $173.0 Mil mean?
ChoiceOne Financial Services (COFS) has a Revenue of $173.0 Mil as of Mar. 2026. Revenue is the total amount a company generates as sales through its operations. View historical data on ChoiceOne Financial Services and its competitors.
Is ChoiceOne Financial Services' Revenue too high?
ChoiceOne Financial Services' current Revenue is $173.0 Mil. Overall, ChoiceOne Financial Services has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ChoiceOne Financial Services' Revenue compare to DBIN and OBT?
ChoiceOne Financial Services' Revenue of $173.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on ChoiceOne Financial Services and its competitors. ChoiceOne Financial Services's current Revenue is $173.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ChoiceOne Financial Services stock overvalued right now?
Based on GuruFocus' analysis, ChoiceOne Financial Services (COFS) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.25, compared to a current price of $33.37 — trading 14.1% above its estimated fair value. The current Revenue is $173.0 Mil. ChoiceOne Financial Services' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For ChoiceOne Financial Services (COFS), the current Revenue is $173.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ChoiceOne Financial Services (COFS) Overvalued in 2026?

Based on GuruFocus' analysis, ChoiceOne Financial Services stock appears to be overvalued. The current stock price of $33.37 is trading 14.1% above its estimated GF Value™ of $29.25. GuruFocus considers ChoiceOne Financial Services to be Modestly Overvalued.

Key valuation signals for COFS:

  • Revenue: $173.0 Mil
  • GF Value™: $29.25 vs. price of $33.37 (14.1% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the COFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ChoiceOne Financial Services Business Description

Address 109 East Division Street, Sparta, MI, USA, 49345
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
62GF Score

Get the complete analysis for COFS

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.37
Price
$29.25
GF Value