ERIE (Erie Indemnity Co) 5-Year Yield-on-Cost %: 3.31 (As of Aug. 03, 2026) — 16% Above Median

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ERIE Erie Indemnity Co ERIE
63 GF Score
Price $245.99
GF Value $368.01
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Erie Indemnity Co 5-Year Yield-on-Cost %?

Erie Indemnity Co ERIE +1.52% 63 5-Year Yield-on-Cost % is 3.31 as of Aug. 03, 2026, which is 16% above its 10-year median of 2.85. GuruFocus rates ERIE with a GF Score™ of 63/100 and a GF Value™ of $368.01 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 419 Insurance companies, Erie Indemnity Co ranks worse than 57.04% on this metric.

Erie Indemnity Co's yield on cost for the quarter that ended in Jun. 2026 was 3.31.


The historical rank and industry rank for Erie Indemnity Co's 5-Year Yield-on-Cost % or its related term are showing as below:

ERIE' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.98   Med: 2.85   Max: 4.13
Current: 3.31


During the past 13 years, Erie Indemnity Co's highest Yield on Cost was 4.13. The lowest was 0.98. And the median was 2.85.


ERIE's 5-Year Yield-on-Cost % is ranked worse than
57.04% of 419 companies
in the Insurance industry
Industry Median: 3.88 vs ERIE: 3.31

Erie Indemnity Co  (NAS:ERIE) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Erie Indemnity Co 5-Year Yield-on-Cost % Related Terms


ERIE vs NP, ARX, CRVL: 5-Year Yield-on-Cost % Comparison

For the Insurance Brokers subindustry, Erie Indemnity Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erie Indemnity Co 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Erie Indemnity Co's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Erie Indemnity Co's 5-Year Yield-on-Cost % falls into.


ERIE
63GF Score
Erie Indemnity Co ERIE
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Erie Indemnity Co 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Erie Indemnity Co is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.31 mean?
Erie Indemnity Co (ERIE) has a 5-Year Yield-on-Cost % of 3.31 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Erie Indemnity Co and its competitors. This is 16% above median its historical median of 2.85. Over the past decade, Erie Indemnity Co's 5-Year Yield-on-Cost % has ranged from 0.98 to 4.13. According to the industry distribution chart, Erie Indemnity Co ranks #239 out of 419 companies in the Insurance industry, placing it in the top 57%.
Is Erie Indemnity Co's 5-Year Yield-on-Cost % too high?
Erie Indemnity Co's current 5-Year Yield-on-Cost % of 3.31 is 16% above median its 10-year median of 2.85. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 4.13. The Insurance industry median 5-Year Yield-on-Cost % is 3.88. Erie Indemnity Co's value of 3.31 is 14.7% below this industry median. Based on the distribution chart, Erie Indemnity Co ranks #239 out of 419 companies in the Insurance industry, which is below the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's 5-Year Yield-on-Cost % compare to NP and ARX?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #239 out of 419 companies for 5-Year Yield-on-Cost %. This places Erie Indemnity Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Erie Indemnity Co's value of 3.31 is 14.7% below this benchmark. Historically, Erie Indemnity Co's own 5-Year Yield-on-Cost % has ranged from 0.98 to 4.13 over the past decade. While the company's 10-year median is 2.85 vs. the industry median of 3.88, Erie Indemnity Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.88, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current 5-Year Yield-on-Cost % of 3.31 is 14.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current 5-Year Yield-on-Cost % is 3.31, which is 16% above median its own 10-year median of 2.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (ERIE) is currently considered Significantly Undervalued. The stock's GF Value™ is $368.01, compared to a current price of $245.99 — trading 33.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.31, which is 16% above median its 10-year median of 2.85 and 14.7% below the Insurance industry median of 3.88. Erie Indemnity Co's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Erie Indemnity Co (ERIE), the current 5-Year Yield-on-Cost % is 3.31 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erie Indemnity Co (ERIE) Overvalued in 2026?

Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued. The current stock price of $245.99 is trading 33.2% below its estimated GF Value™ of $368.01. GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.

Key valuation signals for ERIE:

  • 5-Year Yield-on-Cost %: 3.31 (16% above median its 10-year median of 2.85)
  • GF Value™: $368.01 vs. price of $245.99 (33.2% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 14.7% below the Insurance median (#239 of 419)

No single metric tells the full story. See the ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Erie Indemnity Co Business Description

Other Exchanges EI2:Germany
Address 100 Erie Insurance Place, Erie, PA, USA, 16530-0001
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
63GF Score

Get the complete analysis for ERIE

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$245.99
Price
$368.01
GF Value