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Erie Indemnity CoERIE -1.13%66 Equity-to-Asset is 0.69 as of Jun. 2026, which is 19% above its 10-year median of 0.58. GuruFocus rates ERIE with a GF Score™ of 66/100 and a GF Value™ of $376.60 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Erie Indemnity Co ranks better than 93.41% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Erie Indemnity Co's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $2,467 Mil. Erie Indemnity Co's Total Assets for the quarter that ended in Jun. 2026 was $3,557 Mil.
Therefore, Erie Indemnity Co's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.69.
The historical rank and industry rank for Erie Indemnity Co's Equity-to-Asset or its related term are showing as below:
ERIE'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.52 Med: 0.58 Max: 0.7
Current: 0.69
During the past 13 years, the highest Equity to Asset Ratio of Erie Indemnity Co was 0.70. The lowest was 0.52. And the median was 0.58.
ERIE's Equity-to-Asset is ranked better than 93.41% of 501
companies
in the Insurance industry
Industry Median: 0.26
vs ERIE: 0.69
Erie Indemnity Co (NAS:ERIE) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Erie Indemnity Co Equity-to-Asset Related Terms
Erie Indemnity Co Equity-to-Asset Historical Data
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The historical data trend for Erie Indemnity Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Erie Indemnity Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Erie Indemnity Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erie Indemnity Co (ERIE) has a Equity-to-Asset of 0.69 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Erie Indemnity Co and its competitors. This is 19% above median its historical median of 0.58. Over the past decade, Erie Indemnity Co's Equity-to-Asset has ranged from 0.52 to 0.70. According to the industry distribution chart, Erie Indemnity Co ranks #33 out of 501 companies in the Insurance industry, placing it in the top 6.6%.
Is Erie Indemnity Co's Equity-to-Asset too high?
Erie Indemnity Co's current Equity-to-Asset of 0.69 is 19% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 0.70. The Insurance industry median Equity-to-Asset is 0.26. Erie Indemnity Co's value of 0.69 is 165.4% above this industry median. Based on the distribution chart, Erie Indemnity Co ranks #33 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Erie Indemnity Co has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's Equity-to-Asset compare to NP and BWIN?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #33 out of 501 companies for Equity-to-Asset. This places Erie Indemnity Co in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Erie Indemnity Co's value of 0.69 is 165.4% above this benchmark. Historically, Erie Indemnity Co's own Equity-to-Asset has ranged from 0.52 to 0.70 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.26, Erie Indemnity Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current Equity-to-Asset of 0.69 is 165.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current Equity-to-Asset is 0.69, which is 19% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (ERIE) is currently considered Significantly Undervalued. The stock's GF Value™ is $376.60, compared to a current price of $236.35 — trading 37.2% below its estimated fair value. The current Equity-to-Asset is 0.69, which is 19% above median its 10-year median of 0.58 and 165.4% above the Insurance industry median of 0.26. Erie Indemnity Co's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Erie Indemnity Co (ERIE), the current Equity-to-Asset is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (ERIE) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of $236.35 is trading 37.2% below its estimated GF Value™ of $376.60.
GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.
Key valuation signals for ERIE:
Equity-to-Asset: 0.69 (19% above median its 10-year median of 0.58)
GF Value™: $376.60 vs. price of $236.35 (37.2% below fair value)
Industry Position: 165.4% above the Insurance median (#33 of 501)
No single metric tells the full story. See the ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
66GF Score
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