ERIE (Erie Indemnity Co) Debt-to-EBITDA : N/A (As of Jun. 2026)

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ERIE Erie Indemnity Co ERIE
63 GF Score
Price $252.58
GF Value $367.59
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Erie Indemnity Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Erie Indemnity Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Erie Indemnity Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Erie Indemnity Co's annualized EBITDA for the quarter that ended in Jun. 2026 was $0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Erie Indemnity Co's Debt-to-EBITDA or its related term are showing as below:

During the past 13 years, the highest Debt-to-EBITDA Ratio of Erie Indemnity Co was 0.27. The lowest was 0.08. And the median was 0.24.

ERIE's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.21
* Ranked among companies with meaningful Debt-to-EBITDA only.

Erie Indemnity Co  (NAS:ERIE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Erie Indemnity Co Debt-to-EBITDA Related Terms


Erie Indemnity Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Erie Indemnity Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erie Indemnity Co Debt-to-EBITDA Chart

Erie Indemnity Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.00 0.00 0.00 N/A

Erie Indemnity Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

ERIE vs NP, ARX, CRVL: Debt-to-EBITDA Comparison

For the Insurance Brokers subindustry, Erie Indemnity Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erie Indemnity Co Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Erie Indemnity Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Erie Indemnity Co's Debt-to-EBITDA falls into.


ERIE
63GF Score
Erie Indemnity Co ERIE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Erie Indemnity Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Erie Indemnity Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Erie Indemnity Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Erie Indemnity Co (ERIE) Overvalued in 2026?

Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued. The current stock price of $252.58 is trading 31.3% below its estimated GF Value™ of $367.59. GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.

Key valuation signals for ERIE:

  • Debt-to-EBITDA: N/A
  • GF Value™: $367.59 vs. price of $252.58 (31.3% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Erie Indemnity Co Business Description

Other Exchanges EI2:Germany
Address 100 Erie Insurance Place, Erie, PA, USA, 16530-0001
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
63GF Score

Get the complete analysis for ERIE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$252.58
Price
$367.59
GF Value