Business Description
Fair Isaac Corp
NAICS : 513210
SIC : 7372
ISIN : US3032501047
Share Class Description:
FRA:FRI: Ordinary SharesTotal Employee Number:
3,758Description
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.06 | |||||
Equity-to-Asset | -1.03 | |||||
Debt-to-Equity | -1.74 | |||||
Debt-to-EBITDA | 3.15 | |||||
Interest Coverage | 7.2 | |||||
Piotroski F-Score | 8/9 | |||||
Altman Z-Score | 10.61 | |||||
Beneish M-Score | -2.7 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 15.7 | |||||
3-Year EBITDA Growth Rate | 22.1 | |||||
3-Year EPS without NRI Growth Rate | 20.2 | |||||
3-Year FCF Growth Rate | 16.4 | |||||
3-Year Book Growth Rate | -32.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 29.27 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 17.91 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 72.34 | |||||
9-Day RSI | 60.8 | |||||
14-Day RSI | 57.11 | |||||
3-1 Month Momentum % | 20.05 | |||||
6-1 Month Momentum % | -27.32 | |||||
12-1 Month Momentum % | -34.74 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 2.22 | |||||
Quick Ratio | 2.22 | |||||
Cash Ratio | 0.54 | |||||
Days Sales Outstanding | 83.84 | |||||
Days Payable | 30.37 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 1.9 | |||||
Shareholder Yield % | 3.53 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 84.17 | |||||
Operating Margin % | 50.85 | |||||
Net Margin % | 33.68 | |||||
EBITDA Margin % | 51.54 | |||||
FCF Margin % | 38.44 | |||||
OCF Margin % | 40.24 | |||||
ROE % | Neg. Equity | |||||
ROA % | 40.11 | |||||
ROIC % | 50.18 | |||||
3-Year ROIIC % | 53.21 | |||||
ROC (Joel Greenblatt) % | 396.84 | |||||
ROCE % | 90.33 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 8 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 37.47 | |||||
Forward PE Ratio | 21.76 | |||||
PE Ratio without NRI | 33.82 | |||||
Shiller PE Ratio | 78.56 | |||||
Price-to-Owner-Earnings | 38.94 | |||||
PEG Ratio | 1.32 | |||||
PS Ratio | 12.63 | |||||
Price-to-Free-Cash-Flow | 32.95 | |||||
Price-to-Operating-Cash-Flow | 31.48 | |||||
EV-to-EBIT | 26.92 | |||||
EV-to-Forward-EBIT | 18.96 | |||||
EV-to-EBITDA | 26.55 | |||||
EV-to-Forward-EBITDA | 16.63 | |||||
EV-to-Revenue | 13.68 | |||||
EV-to-Forward-Revenue | 10.56 | |||||
EV-to-FCF | 35.61 | |||||
Price-to-GF-Value | 0.57 | |||||
Price-to-Projected-FCF | 5.15 | |||||
Price-to-DCF (Earnings Based) | 1.11 | |||||
Price-to-DCF (FCF Based) | 1.08 | |||||
Price-to-Median-PS-Value | 1.24 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.53 | |||||
Earnings Yield (Greenblatt) % | 3.71 | |||||
FCF Yield % | 3.16 | |||||
Forward Rate of Return (Yacktman) % | 21.92 |
Fair Isaac Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Fair Isaac Corp Stock Events
| Event | Date | Price (ā¬) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2026-11-06 | In 130 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-11-05 17:00 | In 130 days | ||
| Fourth quarter earnings results for 2026 | 2026-11-05 | In 129 days | ||
| Third quarter earnings conference call for 2026 | 2026-07-30 17:00 | In 32 days | ||
| Third quarter earnings results for 2026 | 2026-07-30 | In 31 days | ||
| Barclays 18th Annual Americas Select Conference | 2026-05-05 13:15 | 895.50 (+1.94%) | ||
| Second quarter earnings conference call for 2026 | 2026-04-28 16:30 | 850.00 (+0.06%) | ||
| Second quarter earnings results for 2026 | 2026-04-28 | 850.00 (+0.06%) | ||
| General meeting for 2026 | 2026-03-04 09:30 | 1,183.50 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-01-28 17:00 | 1,274.50 (-2.04%) |
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