Business Description
Fair Isaac Corp
NAICS : 513210
SIC : 7372
ISIN : US3032501047
Share Class Description:
FRA:FRI: Ordinary SharesTotal Employee Number:
3,758Description
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.06 | |||||
Equity-to-Asset | -1.03 | |||||
Debt-to-Equity | -1.74 | |||||
Debt-to-EBITDA | 3.15 | |||||
Interest Coverage | 7.2 | |||||
Piotroski F-Score | 8/9 | |||||
Altman Z-Score | 10.61 | |||||
Beneish M-Score | -2.7 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 15.7 | |||||
3-Year EBITDA Growth Rate | 22.1 | |||||
3-Year EPS without NRI Growth Rate | 20.2 | |||||
3-Year FCF Growth Rate | 16.4 | |||||
3-Year Book Growth Rate | -32.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 29.27 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 17.91 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 72.34 | |||||
9-Day RSI | 60.8 | |||||
14-Day RSI | 57.11 | |||||
3-1 Month Momentum % | 20.05 | |||||
6-1 Month Momentum % | -27.32 | |||||
12-1 Month Momentum % | -34.74 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 2.22 | |||||
Quick Ratio | 2.22 | |||||
Cash Ratio | 0.54 | |||||
Days Sales Outstanding | 83.84 | |||||
Days Payable | 30.37 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 1.9 | |||||
Shareholder Yield % | 3.53 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 84.17 | |||||
Operating Margin % | 50.85 | |||||
Net Margin % | 33.68 | |||||
EBITDA Margin % | 51.54 | |||||
FCF Margin % | 38.44 | |||||
OCF Margin % | 40.24 | |||||
ROE % | Neg. Equity | |||||
ROA % | 40.11 | |||||
ROIC % | 50.18 | |||||
3-Year ROIIC % | 53.21 | |||||
ROC (Joel Greenblatt) % | 396.84 | |||||
ROCE % | 90.33 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 8 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 37.47 | |||||
Forward PE Ratio | 21.76 | |||||
PE Ratio without NRI | 33.82 | |||||
Shiller PE Ratio | 78.56 | |||||
Price-to-Owner-Earnings | 38.94 | |||||
PEG Ratio | 1.32 | |||||
PS Ratio | 12.63 | |||||
Price-to-Free-Cash-Flow | 32.95 | |||||
Price-to-Operating-Cash-Flow | 31.48 | |||||
EV-to-EBIT | 26.92 | |||||
EV-to-Forward-EBIT | 18.96 | |||||
EV-to-EBITDA | 26.55 | |||||
EV-to-Forward-EBITDA | 16.63 | |||||
EV-to-Revenue | 13.68 | |||||
EV-to-Forward-Revenue | 10.56 | |||||
EV-to-FCF | 35.61 | |||||
Price-to-GF-Value | 0.57 | |||||
Price-to-Projected-FCF | 5.15 | |||||
Price-to-DCF (Earnings Based) | 1.11 | |||||
Price-to-DCF (FCF Based) | 1.08 | |||||
Price-to-Median-PS-Value | 1.24 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.53 | |||||
Earnings Yield (Greenblatt) % | 3.71 | |||||
FCF Yield % | 3.16 | |||||
Forward Rate of Return (Yacktman) % | 21.92 |
Fair Isaac Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Fair Isaac Corp Stock Events
| Event | Date | Price (ā¬) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2026-11-06 | In 130 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-11-05 17:00 | In 130 days | ||
| Fourth quarter earnings results for 2026 | 2026-11-05 | In 129 days | ||
| Third quarter earnings conference call for 2026 | 2026-07-30 17:00 | In 32 days | ||
| Third quarter earnings results for 2026 | 2026-07-30 | In 31 days | ||
| Barclays 18th Annual Americas Select Conference | 2026-05-05 13:15 | 895.50 (+1.94%) | ||
| Second quarter earnings conference call for 2026 | 2026-04-28 16:30 | 850.00 (+0.06%) | ||
| Second quarter earnings results for 2026 | 2026-04-28 | 850.00 (+0.06%) | ||
| General meeting for 2026 | 2026-03-04 09:30 | 1,183.50 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-01-28 17:00 | 1,274.50 (-2.04%) |
Show
Entries
Press Release
Articles on Fair Isaac Corp
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers