Fair Isaac (FRA:FRI) FCF Yield %: 3.16 (As of Jun. 27, 2026) — 18% Above Median


FRA:FRI Fair Isaac Corp FRA:FRI
87 GF Score
Price €1,046.00
GF Value €1,847.87
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac FCF Yield %?

Fair Isaac FRA:FRI +3.36% 87 FCF Yield % is 3.16 as of Jun. 27, 2026, which is 18% above its 10-year median of 2.68. GuruFocus rates FRA:FRI with a GF Score™ of 87/100 and a GF Value™ of €1,847.87 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,868 Software companies, Fair Isaac ranks better than 60.39% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Fair Isaac's Trailing 12-Month Free Cash Flow is €746 Mil, and Market Cap is €24,144 Mil. Therefore, Fair Isaac's FCF Yield % for today is 3.16%.

The historical rank and industry rank for Fair Isaac's FCF Yield % or its related term are showing as below:

FRA:FRI' s FCF Yield % Range Over the Past 10 Years
Min: 1.03   Med: 2.68   Max: 5.94
Current: 3.16


During the past 13 years, the highest FCF Yield % of Fair Isaac was 5.94%. The lowest was 1.03%. And the median was 2.68%.

FRA:FRI's FCF Yield % is ranked better than
60.39% of 2868 companies
in the Software industry
Industry Median: 0.885 vs FRA:FRI: 3.16

Fair Isaac's FCF Margin % for the quarter that ended in Mar. 2026 was 30.99%.


Fair Isaac FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Fair Isaac FCF Yield % Related Terms


Fair Isaac FCF Yield % Historical Data

* Premium members only.

The historical data trend for Fair Isaac's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac FCF Yield % Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.77 4.70 2.11 1.30 2.06

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 2.58 2.35 1.59 3.50

FRA:FRI vs ZM, TEAM, ROP: FCF Yield % Comparison

For the Software - Application subindustry, Fair Isaac's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac FCF Yield % vs Software Industry

For the Software industry and Technology sector, Fair Isaac's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Fair Isaac's FCF Yield % falls into.


FRA:FRI
87GF Score
Fair Isaac Corp FRA:FRI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fair Isaac FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Fair Isaac's FCF Yield % for the fiscal year that ended in Sep. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=629.969 / 30548.622
=2.06%

Fair Isaac's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=185.384 * 4 / 21203.109
=3.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.16 mean?
Fair Isaac (FRA:FRI) has a FCF Yield % of 3.16 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fair Isaac and its competitors. This is 18% above median its historical median of 2.68. Over the past decade, Fair Isaac's FCF Yield % has ranged from 1.03 to 5.94. According to the industry distribution chart, Fair Isaac ranks #1136 out of 2868 companies in the Software industry, placing it in the top 39.6%.
Is Fair Isaac's FCF Yield % too high?
Fair Isaac's current FCF Yield % of 3.16 is 18% above median its 10-year median of 2.68. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 5.94. The Software industry median FCF Yield % is 0.89. Fair Isaac's value of 3.16 is 257.1% above this industry median. Based on the distribution chart, Fair Isaac ranks #1136 out of 2868 companies in the Software industry, which is above the industry midpoint. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's FCF Yield % compare to ZM and TEAM?
According to the Software industry distribution chart, Fair Isaac ranks #1136 out of 2868 companies for FCF Yield %. This puts Fair Isaac in the upper half of its industry. The industry median FCF Yield % is 0.89. Fair Isaac's value of 3.16 is 257.1% above this benchmark. Historically, Fair Isaac's own FCF Yield % has ranged from 1.03 to 5.94 over the past decade. While the company's 10-year median is 2.68 vs. the industry median of 0.89, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.89, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current FCF Yield % of 3.16 is 257.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fair Isaac and its competitors. For the Software industry, the median FCF Yield % is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current FCF Yield % is 3.16, which is 18% above median its own 10-year median of 2.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €1,847.87, compared to a current price of €1,046.00 — trading 43.4% below its estimated fair value. The current FCF Yield % is 3.16, which is 18% above median its 10-year median of 2.68 and 257.1% above the Software industry median of 0.89. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current FCF Yield % is 3.16 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FRA:FRI) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of €1,046.00 is trading 43.4% below its estimated GF Value™ of €1,847.87. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FRA:FRI:

  • FCF Yield %: 3.16 (18% above median its 10-year median of 2.68)
  • GF Value™: €1,847.87 vs. price of €1,046.00 (43.4% below fair value)
  • GF Score™: 87/100 with 1 warning sign
  • Industry Position: 257.1% above the Software median (#1136 of 2868)

No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score

Get the complete analysis for FRA:FRI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,046.00
Price
€1,847.87
GF Value