Fair IsaacFRA:FRI 87 FCF Margin % is 30.99% as of Mar. 2026, which is 8% above its 10-year median of 28.60. GuruFocus rates FRA:FRI with a GF Score™ of 87/100 and a GF Value™ of €1,777.34 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,815 Software companies, Fair Isaac ranks better than 96.45% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fair Isaac's Free Cash Flow for the
three
months ended in Mar. 2026 was €185 Mil. Fair Isaac's Revenue for the
three
months ended in Mar. 2026 was €598 Mil. Therefore, Fair Isaac's FCF Margin % for the quarter that ended in Mar. 2026 was 30.99%.
The historical rank and industry rank for Fair Isaac's FCF Margin % or its related term are showing as below:
FRA:FRI'
s FCF Margin % Range Over the Past 10 Years
Min: 19.17 Med: 28.6 Max: 38.44
Current: 38.44
During the past 13 years, the highest FCF Margin % of Fair Isaac was 38.44%. The lowest was 19.17%. And the median was 28.60%.
FRA:FRI's FCF Margin % is ranked better than 96.45% of 2815
companies
in the Software industry
Industry Median: 2.41
vs FRA:FRI: 38.44
Fair Isaac FCF Margin % Related Terms
Fair Isaac FCF Margin % Historical Data
* Premium members only.
The historical data trend for Fair Isaac's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Fair Isaac's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac FCF Margin % vs Software Industry
For the Software industry and Technology sector, Fair Isaac's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FRA:FRI) has a FCF Margin % of 30.99% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fair Isaac and its competitors. This is near median its historical median of 28.60. Over the past decade, Fair Isaac's FCF Margin % has ranged from 19.17 to 38.44. According to the industry distribution chart, Fair Isaac ranks #100 out of 2815 companies in the Software industry, placing it in the top 3.6%.
Is Fair Isaac's FCF Margin % too high?
Fair Isaac's current FCF Margin % of 30.99% is near median its 10-year median of 28.60. Over the past 10 years, this metric has ranged from a low of 19.17 to a high of 38.44. The Software industry median FCF Margin % is 2.41. Fair Isaac's value of 30.99% is 1185.9% above this industry median. Based on the distribution chart, Fair Isaac ranks #100 out of 2815 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's FCF Margin % compare to ZM and TEAM?
According to the Software industry distribution chart, Fair Isaac ranks #100 out of 2815 companies for FCF Margin %. This places Fair Isaac in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.41. Fair Isaac's value of 30.99% is 1185.9% above this benchmark. Historically, Fair Isaac's own FCF Margin % has ranged from 19.17 to 38.44 over the past decade. While the company's 10-year median is 28.60 vs. the industry median of 2.41, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current FCF Margin % of 30.99% is 1185.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fair Isaac and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current FCF Margin % is 30.99%, which is near median its own 10-year median of 28.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €1,777.34, compared to a current price of €1,012.00 — trading 43.1% below its estimated fair value. The current FCF Margin % is 30.99%, which is near median its 10-year median of 28.60 and 1185.9% above the Software industry median of 2.41. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current FCF Margin % is 30.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FRA:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of €1,012.00 is trading 43.1% below its estimated GF Value™ of €1,777.34.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FRA:FRI:
FCF Margin %: 30.99% (near median its 10-year median of 28.60)
GF Value™: €1,777.34 vs. price of €1,012.00 (43.1% below fair value)
Industry Position: 1185.9% above the Software median (#100 of 2815)
No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
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