Fair Isaac (FRA:FRI) Shiller PE Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FRI Fair Isaac Corp FRA:FRI
84 GF Score
Price €838.00
GF Value €1,934.21
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Fair Isaac Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Fair Isaac  (FRA:FRI) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Fair Isaac Shiller PE Ratio Related Terms


Fair Isaac Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Shiller PE Ratio Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.94 72.06 110.92 185.12 109.85

Fair Isaac Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 135.86 108.40 121.05 67.82 71.69

FRA:FRI vs BSP, ZM, SSNC: Shiller PE Ratio Comparison

For the Software - Application subindustry, Fair Isaac's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Shiller PE Ratio falls into.


FRA:FRI
84GF Score
Fair Isaac Corp FRA:FRI
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Fair Isaac's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Fair Isaac's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=8.9848/333.9520*333.9520
=8.985

Current CPI (Jun. 2026) = 333.9520.

Fair Isaac Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.896 241.428 1.239
201612 1.076 241.432 1.488
201703 0.732 243.801 1.002
201706 0.709 244.955 0.966
201709 1.065 246.819 1.441
201712 0.885 246.524 1.199
201803 0.810 249.554 1.084
201806 0.801 251.989 1.061
201809 0.916 252.439 1.212
201812 1.156 251.233 1.536
201903 0.972 254.202 1.276
201906 1.885 256.143 2.457
201909 1.621 256.759 2.108
201912 1.644 256.974 2.137
202003 1.765 258.115 2.283
202006 1.956 257.797 2.534
202009 1.697 260.280 2.177
202012 2.435 260.474 3.122
202103 1.931 264.877 2.434
202106 4.299 271.696 5.284
202109 2.549 274.310 3.103
202112 2.701 278.802 3.235
202203 3.522 287.504 4.091
202206 3.392 296.311 3.823
202209 3.521 296.808 3.962
202212 3.765 296.797 4.236
202303 3.723 301.836 4.120
202306 4.669 305.109 5.111
202309 3.689 307.789 4.002
202312 4.465 306.746 4.861
202403 4.754 312.332 5.084
202406 4.688 314.175 4.983
202409 4.951 315.301 5.244
202412 5.760 315.605 6.094
202503 6.259 319.799 6.536
202506 6.526 322.561 6.757
202509 5.490 324.800 5.645
202512 5.679 324.054 5.853
202603 9.519 330.213 9.626
202606 8.985 333.952 8.985

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Fair Isaac (FRA:FRI) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of €838.00 is trading 56.7% below its estimated GF Value™ of €1,934.21. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FRA:FRI:

  • Shiller PE Ratio:
  • GF Value™: €1,934.21 vs. price of €838.00 (56.7% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
84GF Score

Get the complete analysis for FRA:FRI

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€838.00
Price
€1,934.21
GF Value