Fair IsaacFRA:FRI 87 EBITDA Margin % is 58.48% as of Mar. 2026, which is 77% above its 10-year median of 33.09. GuruFocus rates FRA:FRI with a GF Score™ of 87/100 and a GF Value™ of €1,777.34 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,820 Software companies, Fair Isaac ranks better than 96.63% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Fair Isaac's EBITDA for the
three
months ended in Mar. 2026 was €350 Mil. Fair Isaac's Revenue for the
three
months ended in Mar. 2026 was €598 Mil. Therefore, Fair Isaac's EBITDA margin for the quarter that ended in Mar. 2026 was 58.48%.
Fair Isaac (FRA:FRI) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Fair Isaac EBITDA Margin % Related Terms
Fair Isaac EBITDA Margin % Historical Data
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The historical data trend for Fair Isaac's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:FRI vs ZM, TEAM, ROP: EBITDA Margin % Comparison
For the Software - Application subindustry, Fair Isaac's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Fair Isaac's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Fair Isaac's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FRA:FRI) has a EBITDA Margin % of 58.48% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fair Isaac and its competitors. This is 77% above median its historical median of 33.09. Over the past decade, Fair Isaac's EBITDA Margin % has ranged from 21.84 to 51.54. According to the industry distribution chart, Fair Isaac ranks #95 out of 2820 companies in the Software industry, placing it in the top 3.4%.
Is Fair Isaac's EBITDA Margin % too high?
Fair Isaac's current EBITDA Margin % of 58.48% is 77% above median its 10-year median of 33.09. Over the past 10 years, this metric has ranged from a low of 21.84 to a high of 51.54. The Software industry median EBITDA Margin % is 8.07. Fair Isaac's value of 58.48% is 624.7% above this industry median. Based on the distribution chart, Fair Isaac ranks #95 out of 2820 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's EBITDA Margin % compare to ZM and TEAM?
According to the Software industry distribution chart, Fair Isaac ranks #95 out of 2820 companies for EBITDA Margin %. This places Fair Isaac in the top 3% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 8.07. Fair Isaac's value of 58.48% is 624.7% above this benchmark. Historically, Fair Isaac's own EBITDA Margin % has ranged from 21.84 to 51.54 over the past decade. While the company's 10-year median is 33.09 vs. the industry median of 8.07, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current EBITDA Margin % of 58.48% is 624.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fair Isaac and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current EBITDA Margin % is 58.48%, which is 77% above median its own 10-year median of 33.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €1,777.34, compared to a current price of €1,012.00 — trading 43.1% below its estimated fair value. The current EBITDA Margin % is 58.48%, which is 77% above median its 10-year median of 33.09 and 624.7% above the Software industry median of 8.07. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current EBITDA Margin % is 58.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FRA:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of €1,012.00 is trading 43.1% below its estimated GF Value™ of €1,777.34.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FRA:FRI:
EBITDA Margin %: 58.48% (77% above median its 10-year median of 33.09)
GF Value™: €1,777.34 vs. price of €1,012.00 (43.1% below fair value)
Industry Position: 624.7% above the Software median (#95 of 2820)
No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
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