Fair IsaacFRA:FRI +3.36%87 Days Payable is 31.30 as of Mar. 2026, which is 34% above its 10-year median of 23.41. GuruFocus rates FRA:FRI with a GF Score™ of 87/100 and a GF Value™ of €1,847.87 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,601 Software companies, Fair Isaac ranks worse than 68.7% on this metric.
Fair Isaac's average Accounts Payable for the
three
months ended in Mar. 2026 was €27 Mil. Fair Isaac's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €79 Mil.
Hence, Fair Isaac's Days Payable for the
three
months ended in Mar. 2026 was 31.30.
The historical rank and industry rank for Fair Isaac's Days Payable or its related term are showing as below:
FRA:FRI'
s Days Payable Range Over the Past 10 Years
Min: 21.29 Med: 23.41 Max: 30.37
Current: 30.37
During the past 13 years, Fair Isaac's highest Days Payable was 30.37. The lowest was 21.29. And the median was 23.41.
FRA:FRI's Days Payable is ranked worse than 68.7% of 2601
companies
in the Software industry
Industry Median: 54.04
vs FRA:FRI: 30.37
Fair Isaac's Days Payable
increased
from Mar. 2025 (24.99) to Mar. 2026 (31.30).
It may suggest that Fair Isaacdelayed paying its suppliers.
Fair Isaac Days Payable Related Terms
Fair Isaac Days Payable Historical Data
* Premium members only.
The historical data trend for Fair Isaac's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Fair Isaac's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac Days Payable vs Software Industry
For the Software industry and Technology sector, Fair Isaac's Days Payable distribution charts can be found below:
* The bar in red indicates where Fair Isaac's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Fair Isaac's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FRA:FRI) has a Days Payable of 31.30 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fair Isaac and its competitors. This is 34% above median its historical median of 23.41. Over the past decade, Fair Isaac's Days Payable has ranged from 21.29 to 30.37. According to the industry distribution chart, Fair Isaac ranks #1787 out of 2601 companies in the Software industry, placing it in the top 68.7%.
Is Fair Isaac's Days Payable too high?
Fair Isaac's current Days Payable of 31.30 is 34% above median its 10-year median of 23.41. Over the past 10 years, this metric has ranged from a low of 21.29 to a high of 30.37. The Software industry median Days Payable is 54.04. Fair Isaac's value of 31.30 is 42.1% below this industry median. Based on the distribution chart, Fair Isaac ranks #1787 out of 2601 companies in the Software industry, which is below the industry midpoint. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Days Payable compare to ZM and TEAM?
According to the Software industry distribution chart, Fair Isaac ranks #1787 out of 2601 companies for Days Payable. This places Fair Isaac in the lower half of its industry. The industry median Days Payable is 54.04. Fair Isaac's value of 31.30 is 42.1% below this benchmark. Historically, Fair Isaac's own Days Payable has ranged from 21.29 to 30.37 over the past decade. While the company's 10-year median is 23.41 vs. the industry median of 54.04, Fair Isaac has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.04, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current Days Payable of 31.30 is 42.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fair Isaac and its competitors. For the Software industry, the median Days Payable is 54.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current Days Payable is 31.30, which is 34% above median its own 10-year median of 23.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €1,847.87, compared to a current price of €1,046.00 — trading 43.4% below its estimated fair value. The current Days Payable is 31.30, which is 34% above median its 10-year median of 23.41 and 42.1% below the Software industry median of 54.04. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current Days Payable is 31.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FRA:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of €1,046.00 is trading 43.4% below its estimated GF Value™ of €1,847.87.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FRA:FRI:
Days Payable: 31.30 (34% above median its 10-year median of 23.41)
GF Value™: €1,847.87 vs. price of €1,046.00 (43.4% below fair value)
Industry Position: 42.1% below the Software median (#1787 of 2601)
No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
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