Fair IsaacFRA:FRI +3.36%87 Quick Ratio is 2.22 as of Mar. 2026, which is 98% above its 10-year median of 1.12. GuruFocus rates FRA:FRI with a GF Score™ of 87/100 and a GF Value™ of €1,847.87 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,865 Software companies, Fair Isaac ranks better than 62.65% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Fair Isaac's quick ratio for the quarter that ended in Mar. 2026 was 2.22.
Fair Isaac has a quick ratio of 2.22. It generally indicates good short-term financial strength.
The historical rank and industry rank for Fair Isaac's Quick Ratio or its related term are showing as below:
FRA:FRI'
s Quick Ratio Range Over the Past 10 Years
Min: 0.81 Med: 1.12 Max: 2.22
Current: 2.22
During the past 13 years, Fair Isaac's highest Quick Ratio was 2.22. The lowest was 0.81. And the median was 1.12.
FRA:FRI's Quick Ratio is ranked better than 62.65% of 2865
companies
in the Software industry
Industry Median: 1.7
vs FRA:FRI: 2.22
Fair Isaac (FRA:FRI) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Fair Isaac Quick Ratio Related Terms
Fair Isaac Quick Ratio Historical Data
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The historical data trend for Fair Isaac's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Fair Isaac's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac Quick Ratio vs Software Industry
For the Software industry and Technology sector, Fair Isaac's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Fair Isaac's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Fair Isaac's Quick Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FRA:FRI) has a Quick Ratio of 2.22 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fair Isaac and its competitors. This is 98% above median its historical median of 1.12. Over the past decade, Fair Isaac's Quick Ratio has ranged from 0.81 to 2.22. According to the industry distribution chart, Fair Isaac ranks #1070 out of 2865 companies in the Software industry, placing it in the top 37.3%.
Is Fair Isaac's Quick Ratio too high?
Fair Isaac's current Quick Ratio of 2.22 is 98% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 2.22. The Software industry median Quick Ratio is 1.70. Fair Isaac's value of 2.22 is 30.6% above this industry median. Based on the distribution chart, Fair Isaac ranks #1070 out of 2865 companies in the Software industry, which is above the industry midpoint. Overall, Fair Isaac has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Quick Ratio compare to ZM and TEAM?
According to the Software industry distribution chart, Fair Isaac ranks #1070 out of 2865 companies for Quick Ratio. This puts Fair Isaac in the upper half of its industry. The industry median Quick Ratio is 1.70. Fair Isaac's value of 2.22 is 30.6% above this benchmark. Historically, Fair Isaac's own Quick Ratio has ranged from 0.81 to 2.22 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.70, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current Quick Ratio of 2.22 is 30.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fair Isaac and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current Quick Ratio is 2.22, which is 98% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €1,847.87, compared to a current price of €1,046.00 — trading 43.4% below its estimated fair value. The current Quick Ratio is 2.22, which is 98% above median its 10-year median of 1.12 and 30.6% above the Software industry median of 1.70. Fair Isaac's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current Quick Ratio is 2.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FRA:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of €1,046.00 is trading 43.4% below its estimated GF Value™ of €1,847.87.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FRA:FRI:
Quick Ratio: 2.22 (98% above median its 10-year median of 1.12)
GF Value™: €1,847.87 vs. price of €1,046.00 (43.4% below fair value)
Industry Position: 30.6% above the Software median (#1070 of 2865)
No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
87GF Score
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