Open LendingLPRO +0.32%71 Market Cap is $369.76 Mil as of Jun. 24, 2026. GuruFocus rates LPRO with a GF Score™ of 71/100 and a GF Value™ of $5.73 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 555 Credit Services companies, Open Lending ranks better than 75.14% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Open Lending's share price for the quarter that ended in Mar. 2026 was $1.25. Open Lending's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 118.22 Mil. Therefore, Open Lending's market cap for the quarter that ended in Mar. 2026 was $147.77 Mil.
Open Lending's quarterly market cap
declined
from Sep. 2025 ($249.35 Mil) to Dec. 2025 ($182.37 Mil) and
declined
from Dec. 2025 ($182.37 Mil) to Mar. 2026 ($147.77 Mil).
Open Lending's annual market cap
declined
from Dec. 2023 ($1,011.16 Mil) to Dec. 2024 ($712.52 Mil) and
declined
from Dec. 2024 ($712.52 Mil) to Dec. 2025 ($182.37 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Open Lending's Enterprise Value for Today is $327.39 Mil.
Open Lending (NAS:LPRO) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Open Lending Market Cap Related Terms
Open Lending Market Cap Historical Data
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The historical data trend for Open Lending's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Open Lending's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Open Lending Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Open Lending's Market Cap distribution charts can be found below:
* The bar in red indicates where Open Lending's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Open Lending's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Open Lending (LPRO) has a Market Cap of $369.76 Mil as of Jun. 24, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Open Lending and its competitors. According to the industry distribution chart, Open Lending ranks #138 out of 555 companies in the Credit Services industry, placing it in the top 24.9%.
Is Open Lending's Market Cap too high?
Open Lending's current Market Cap is $369.76 Mil. The Credit Services industry median Market Cap is 45.37. Open Lending's value of $369.76 Mil is 714.9% above this industry median. Based on the distribution chart, Open Lending ranks #138 out of 555 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Open Lending has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Open Lending's Market Cap compare to OPRT and MFIN?
According to the Credit Services industry distribution chart, Open Lending ranks #138 out of 555 companies for Market Cap. This places Open Lending in the top 25% of its industry — outperforming the majority of peers. The industry median Market Cap is 45.37. Open Lending's value of $369.76 Mil is 714.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 45.37, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Open Lending's current Market Cap of $369.76 Mil is 714.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Open Lending and its competitors. For the Credit Services industry, the median Market Cap is 45.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Open Lending's current Market Cap is $369.76 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Open Lending stock overvalued right now?
Based on GuruFocus' analysis, Open Lending (LPRO) is currently considered Possible Value Trap. The stock's GF Value™ is $5.73, compared to a current price of $3.13 — trading 45.5% below its estimated fair value. The current Market Cap is $369.76 Mil and 714.9% above the Credit Services industry median of 45.37. Open Lending's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Open Lending (LPRO), the current Market Cap is $369.76 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Open Lending (LPRO) Overvalued in 2026?
Based on GuruFocus' analysis, Open Lending stock appears to be undervalued.
The current stock price of $3.13 is trading 45.5% below its estimated GF Value™ of $5.73.
GuruFocus considers Open Lending to be Possible Value Trap.
Key valuation signals for LPRO:
Market Cap: $369.76 Mil
GF Value™: $5.73 vs. price of $3.13 (45.5% below fair value)
Industry Position: 714.9% above the Credit Services median (#138 of 555)
No single metric tells the full story. See the LPRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
71GF Score
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