The historical rank and industry rank for Al Omaniya Financial ServicesOG's EV-to-FCF or its related term are showing as below:
MUS:AOFS'
s EV-to-FCF Range Over the Past 10 Years
Min: -31.12 Med: 2.92 Max: 25.69
Current: -26.9
During the past 13 years, the highest EV-to-FCF of Al Omaniya Financial ServicesOG was 25.69. The lowest was -31.12. And the median was 2.92.
MUS:AOFS's EV-to-FCF is ranked worse than 100% of 263
companies
in the Credit Services industry
Industry Median: 13.72
vs MUS:AOFS: -26.90
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Omaniya Financial ServicesOG (MUS:AOFS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Omaniya Financial ServicesOG's PE Ratio (TTM) for today is calculated as:
Al Omaniya Financial ServicesOG's share price for today is ر.ع0.155.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Omaniya Financial ServicesOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع0.012.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Al Omaniya Financial ServicesOG EV-to-FCF Related Terms
Al Omaniya Financial ServicesOG EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Al Omaniya Financial ServicesOG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Omaniya Financial ServicesOG EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Al Omaniya Financial ServicesOG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Al Omaniya Financial ServicesOG's EV-to-FCF falls into.
Al Omaniya Financial ServicesOG's current Enterprise Value is ر.ع98.65 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Al Omaniya Financial ServicesOG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع-3.67 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Omaniya Financial ServicesOG (MUS:AOFS) has a EV-to-FCF of -26.90 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Omaniya Financial ServicesOG and its competitors. According to the industry distribution chart, Al Omaniya Financial ServicesOG ranks #999999 out of 263 companies in the Credit Services industry.
Is Al Omaniya Financial ServicesOG's EV-to-FCF too high?
Al Omaniya Financial ServicesOG's current EV-to-FCF is -26.90. Based on the distribution chart, Al Omaniya Financial ServicesOG ranks #999999 out of 263 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Al Omaniya Financial ServicesOG has a GF Score™ of 17/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Omaniya Financial ServicesOG's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Al Omaniya Financial ServicesOG ranks #999999 out of 263 companies for EV-to-FCF. This places Al Omaniya Financial ServicesOG in the lower half of its industry. The industry median EV-to-FCF is 13.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.72, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Omaniya Financial ServicesOG and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Omaniya Financial ServicesOG's current EV-to-FCF is -26.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Omaniya Financial ServicesOG stock overvalued right now?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG (MUS:AOFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.16 — trading 10.7% above its estimated fair value. The current EV-to-FCF is -26.90. Al Omaniya Financial ServicesOG's overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Omaniya Financial ServicesOG (MUS:AOFS), the current EV-to-FCF is -26.90 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Omaniya Financial ServicesOG (MUS:AOFS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG stock appears to be overvalued.
The current stock price of ر.ع0.16 is trading 10.7% above its estimated GF Value™ of ر.ع0.14.
GuruFocus considers Al Omaniya Financial ServicesOG to be Modestly Overvalued.
Key valuation signals for MUS:AOFS:
EV-to-FCF: -26.90
GF Value™: ر.ع0.14 vs. price of ر.ع0.16 (10.7% above fair value)
No single metric tells the full story. See the MUS:AOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Omaniya Financial ServicesOG Business Description
Al Omaniya Financial Services SAOG is involved in capital markets that provide Corporate loans, Retail Asset Financing which provides specialized finance products for the self-employed, salaried individuals, transport operators, small and large businesses, and other Micro Credit businesses. The company is also involved in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans.
17GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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