Al Omaniya Financial ServicesOGMUS:AOFS 17 Dividend Yield % is 7.10% as of Jul. 03, 2026, which is 25% above its 10-year median of 5.66. GuruFocus rates MUS:AOFS with a GF Score™ of 17/100 and a GF Value™ of ر.ع0.14 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 211 Credit Services companies, Al Omaniya Financial ServicesOG ranks better than 85.78% on this metric.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Al Omaniya Financial Services SAOG is 0.75, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Al Omaniya Financial ServicesOG was 1.40. The lowest was 0.44. And the median was 0.78.
During the past 12 months, Al Omaniya Financial ServicesOG's average Dividends Per Share Growth Rate was 12.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 10.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -8.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Al Omaniya Financial ServicesOG was 135.10% per year. The lowest was -38.30% per year. And the median was 2.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Al Omaniya Financial ServicesOG (MUS:AOFS) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Omaniya Financial ServicesOG Dividend Yield % Chart
MUS:AOFS vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Al Omaniya Financial ServicesOG's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Omaniya Financial ServicesOG Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Al Omaniya Financial ServicesOG's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Al Omaniya Financial ServicesOG's Dividend Yield % falls into.
Al Omaniya Financial ServicesOG Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Al Omaniya Financial ServicesOG Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
OMR 0.011000
2026-04-01
2026-03-31
0000-00-00
Cash Dividend
annually
OMR:OMR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Omaniya Financial ServicesOG (MUS:AOFS) has a Dividend Yield % of 7.10% as of Jul. 03, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Al Omaniya Financial ServicesOG and its competitors. This is 25% above median its historical median of 5.66. Over the past decade, Al Omaniya Financial ServicesOG's Dividend Yield % has ranged from 2.22 to 20.24. According to the industry distribution chart, Al Omaniya Financial ServicesOG ranks #30 out of 211 companies in the Credit Services industry, placing it in the top 14.2%.
Is Al Omaniya Financial ServicesOG's Dividend Yield % too high?
Al Omaniya Financial ServicesOG's current Dividend Yield % of 7.10% is 25% above median its 10-year median of 5.66. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 20.24. The Credit Services industry median Dividend Yield % is 3.97. Al Omaniya Financial ServicesOG's value of 7.10% is 78.8% above this industry median. Based on the distribution chart, Al Omaniya Financial ServicesOG ranks #30 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Al Omaniya Financial ServicesOG has a GF Score™ of 17/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Omaniya Financial ServicesOG's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Al Omaniya Financial ServicesOG ranks #30 out of 211 companies for Dividend Yield %. This places Al Omaniya Financial ServicesOG in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.97. Al Omaniya Financial ServicesOG's value of 7.10% is 78.8% above this benchmark. Historically, Al Omaniya Financial ServicesOG's own Dividend Yield % has ranged from 2.22 to 20.24 over the past decade. While the company's 10-year median is 5.66 vs. the industry median of 3.97, Al Omaniya Financial ServicesOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.97, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Omaniya Financial ServicesOG's current Dividend Yield % of 7.10% is 78.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Al Omaniya Financial ServicesOG and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Omaniya Financial ServicesOG's current Dividend Yield % is 7.10%, which is 25% above median its own 10-year median of 5.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Omaniya Financial ServicesOG stock overvalued right now?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG (MUS:AOFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.16 — trading 10.7% above its estimated fair value. The current Dividend Yield % is 7.10%, which is 25% above median its 10-year median of 5.66 and 78.8% above the Credit Services industry median of 3.97. Al Omaniya Financial ServicesOG's overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Al Omaniya Financial ServicesOG (MUS:AOFS), the current Dividend Yield % is 7.10% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Omaniya Financial ServicesOG (MUS:AOFS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG stock appears to be overvalued.
The current stock price of ر.ع0.16 is trading 10.7% above its estimated GF Value™ of ر.ع0.14.
GuruFocus considers Al Omaniya Financial ServicesOG to be Modestly Overvalued.
Key valuation signals for MUS:AOFS:
Dividend Yield %: 7.10% (25% above median its 10-year median of 5.66)
GF Value™: ر.ع0.14 vs. price of ر.ع0.16 (10.7% above fair value)
Industry Position: 78.8% above the Credit Services median (#30 of 211)
No single metric tells the full story. See the MUS:AOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Omaniya Financial ServicesOG Business Description
Al Omaniya Financial Services SAOG is involved in capital markets that provide Corporate loans, Retail Asset Financing which provides specialized finance products for the self-employed, salaried individuals, transport operators, small and large businesses, and other Micro Credit businesses. The company is also involved in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans.
17GF Score
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