Al Omaniya Financial ServicesOG (MUS:AOFS) Growth Rank: 1 (As of Aug. 21, 2026) — 67% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:AOFS Al Omaniya Financial Services SAOG MUS:AOFS
16 GF Score
Price ر.ع0.15
GF Value ر.ع0.19
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Al Omaniya Financial ServicesOG Growth Rank?

Al Omaniya Financial ServicesOG MUS:AOFS 16 Growth Rank is 1 as of Aug. 21, 2026, which is 67% below its 10-year median of 3.00. GuruFocus rates MUS:AOFS with a GF Score™ of 16/100 and a GF Value™ of ر.ع0.19 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Al Omaniya Financial ServicesOG has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Al Omaniya Financial ServicesOG Growth Rank Related Terms

MUS:AOFS vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Al Omaniya Financial ServicesOG's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Al Omaniya Financial ServicesOG Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Al Omaniya Financial ServicesOG's Growth Rank distribution charts can be found below:

* The bar in red indicates where Al Omaniya Financial ServicesOG's Growth Rank falls into.


MUS:AOFS
16GF Score
Al Omaniya Financial Services SAOG MUS:AOFS
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
Al Omaniya Financial ServicesOG (MUS:AOFS) has a Growth Rank of 1 as of Aug. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Al Omaniya Financial ServicesOG and its competitors. This is 67% below median its historical median of 3.00. Over the past decade, Al Omaniya Financial ServicesOG's Growth Rank has ranged from 1.00 to 6.00.
Is Al Omaniya Financial ServicesOG's Growth Rank too high?
Al Omaniya Financial ServicesOG's current Growth Rank of 1 is 67% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Al Omaniya Financial ServicesOG has a GF Score™ of 16/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Omaniya Financial ServicesOG's Growth Rank compare to V and MA?
Al Omaniya Financial ServicesOG's Growth Rank of 1 can be compared against companies in the Credit Services industry. Historically, Al Omaniya Financial ServicesOG's own Growth Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Al Omaniya Financial ServicesOG and its competitors. Al Omaniya Financial ServicesOG's current Growth Rank is 1, which is 67% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Omaniya Financial ServicesOG stock overvalued right now?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG (MUS:AOFS) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.19, compared to a current price of ر.ع0.15 — trading 21.1% below its estimated fair value. The current Growth Rank is 1, which is 67% below median its 10-year median of 3.00. Al Omaniya Financial ServicesOG's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Al Omaniya Financial ServicesOG (MUS:AOFS), the current Growth Rank is 1 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Omaniya Financial ServicesOG (MUS:AOFS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG stock appears to be undervalued. The current stock price of ر.ع0.15 is trading 21.1% below its estimated GF Value™ of ر.ع0.19. GuruFocus considers Al Omaniya Financial ServicesOG to be Modestly Undervalued.

Key valuation signals for MUS:AOFS:

  • Growth Rank: 1 (67% below median its 10-year median of 3.00)
  • GF Value™: ر.ع0.19 vs. price of ر.ع0.15 (21.1% below fair value)
  • GF Score™: 16/100 with 5 warning signs

No single metric tells the full story. See the MUS:AOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Omaniya Financial ServicesOG Business Description

Address Jibroo, P.O. Box 1087, Muscat, OMN, 114
Al Omaniya Financial Services SAOG is involved in capital markets that provide Corporate loans, Retail Asset Financing which provides specialized finance products for the self-employed, salaried individuals, transport operators, small and large businesses, and other Micro Credit businesses. The company is also involved in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans.
16GF Score

Get the complete analysis for MUS:AOFS

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.15
Price
ر.ع0.19
GF Value