What is Al Omaniya Financial ServicesOG PEG Ratio?
Al Omaniya Financial ServicesOGMUS:AOFS 17 PEG Ratio is 18.45 as of Jul. 03, 2026, which is 306% above its 10-year median of 4.54. GuruFocus rates MUS:AOFS with a GF Score™ of 17/100 and a GF Value™ of ر.ع0.14 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 234 Credit Services companies, Al Omaniya Financial ServicesOG ranks worse than 96.58% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Al Omaniya Financial ServicesOG's PEG Ratio or its related term are showing as below:
MUS:AOFS'
s PEG Ratio Range Over the Past 10 Years
Min: 2.3 Med: 4.54 Max: 812.5
Current: 18.46
During the past 13 years, Al Omaniya Financial ServicesOG's highest PEG Ratio was 812.50. The lowest was 2.30. And the median was 4.54.
MUS:AOFS's PEG Ratio is ranked worse than 96.58% of 234
companies
in the Credit Services industry
Industry Median: 0.89
vs MUS:AOFS: 18.46
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Al Omaniya Financial ServicesOG (MUS:AOFS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Al Omaniya Financial ServicesOG PEG Ratio Related Terms
Al Omaniya Financial ServicesOG PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Al Omaniya Financial ServicesOG's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Omaniya Financial ServicesOG PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Al Omaniya Financial ServicesOG's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Al Omaniya Financial ServicesOG's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Al Omaniya Financial ServicesOG (MUS:AOFS) has a PEG Ratio of 18.45 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Al Omaniya Financial ServicesOG and its competitors. This is 306% above median its historical median of 4.54. Over the past decade, Al Omaniya Financial ServicesOG's PEG Ratio has ranged from 2.30 to 812.50. According to the industry distribution chart, Al Omaniya Financial ServicesOG ranks #226 out of 234 companies in the Credit Services industry, placing it in the top 96.6%.
Is Al Omaniya Financial ServicesOG's PEG Ratio too high?
Al Omaniya Financial ServicesOG's current PEG Ratio of 18.45 is 306% above median its 10-year median of 4.54. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 812.50. The Credit Services industry median PEG Ratio is 0.89. Al Omaniya Financial ServicesOG's value of 18.45 is 1973% above this industry median. Based on the distribution chart, Al Omaniya Financial ServicesOG ranks #226 out of 234 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Al Omaniya Financial ServicesOG has a GF Score™ of 17/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Omaniya Financial ServicesOG's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Al Omaniya Financial ServicesOG ranks #226 out of 234 companies for PEG Ratio. This places Al Omaniya Financial ServicesOG in the lower half of its industry. The industry median PEG Ratio is 0.89. Al Omaniya Financial ServicesOG's value of 18.45 is 1973% above this benchmark. Historically, Al Omaniya Financial ServicesOG's own PEG Ratio has ranged from 2.30 to 812.50 over the past decade. While the company's 10-year median is 4.54 vs. the industry median of 0.89, Al Omaniya Financial ServicesOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.89, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Omaniya Financial ServicesOG's current PEG Ratio of 18.45 is 1973% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Al Omaniya Financial ServicesOG and its competitors. For the Credit Services industry, the median PEG Ratio is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Omaniya Financial ServicesOG's current PEG Ratio is 18.45, which is 306% above median its own 10-year median of 4.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Omaniya Financial ServicesOG stock overvalued right now?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG (MUS:AOFS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.16 — trading 10.7% above its estimated fair value. The current PEG Ratio is 18.45, which is 306% above median its 10-year median of 4.54 and 1973% above the Credit Services industry median of 0.89. Al Omaniya Financial ServicesOG's overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Al Omaniya Financial ServicesOG (MUS:AOFS), the current PEG Ratio is 18.45 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Omaniya Financial ServicesOG (MUS:AOFS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG stock appears to be overvalued.
The current stock price of ر.ع0.16 is trading 10.7% above its estimated GF Value™ of ر.ع0.14.
GuruFocus considers Al Omaniya Financial ServicesOG to be Modestly Overvalued.
Key valuation signals for MUS:AOFS:
PEG Ratio: 18.45 (306% above median its 10-year median of 4.54)
GF Value™: ر.ع0.14 vs. price of ر.ع0.16 (10.7% above fair value)
Industry Position: 1973% above the Credit Services median (#226 of 234)
No single metric tells the full story. See the MUS:AOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Omaniya Financial ServicesOG Business Description
Al Omaniya Financial Services SAOG is involved in capital markets that provide Corporate loans, Retail Asset Financing which provides specialized finance products for the self-employed, salaried individuals, transport operators, small and large businesses, and other Micro Credit businesses. The company is also involved in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans.
17GF Score
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