NAS:BWFG (USA)

Bankwell Financial Group Inc

$ 28.88 -0.12 (-0.41%)
Volume: 7,321 Avg Vol (1m): 13,006
Market Cap $: 227.39 Mil Enterprise Value $: 217.30 Mil
P/E (TTM): 12.80 P/B: 1.24
Earnings Power Value -2.55
Net Current Asset Value 0
Tangible Book 22.37
Projected FCF 31.98
Median P/S Value 25.77
Graham Number 33.88
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.51
Cash-To-Debt ranked lower than
72.91% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
BWFG: 0.51
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.12, Med: 0.42, Max: 2.78
Current: 0.51
0.12
2.78
Equity-to-Asset 0.09
Equity-to-Asset ranked lower than
65.21% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
BWFG: 0.09
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.09, Med: 0.09, Max: 0.18
Current: 0.09
0.09
0.18
Debt-to-Equity 0.99
Debt-to-Equity ranked lower than
69.63% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
BWFG: 0.99
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.07, Med: 1.07, Max: 2.01
Current: 0.99
0.07
2.01
Debt-to-EBITDA 2.88
Debt-to-EBITDA ranked lower than
68.50% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
BWFG: 2.88
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 2.88
Current: 2.88
0
2.88
Beneish M-Score -2.42
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 6.21%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 29.48
Net Margin ranked higher than
61.38% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
BWFG: 29.48
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 5.63, Med: 18.35, Max: 31.68
Current: 29.48
5.63
31.68
ROE % 10.27
ROE ranked higher than
54.46% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
BWFG: 10.27
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 3.88, Med: 8.46, Max: 29.32
Current: 10.27
3.88
29.32
ROA % 0.96
ROA ranked lower than
53.92% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
BWFG: 0.96
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.37, Med: 0.78, Max: 2.96
Current: 0.96
0.37
2.96
3-Year Total Revenue Growth Rate 9.20
3-Year Revenue Growth Rate ranked higher than
64.90% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
BWFG: 6.1
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -7.4, Med: 7.5, Max: 36.9
Current: 6.1
-7.4
36.9
3-Year EPS w/o NRI Growth Rate 22.20
3-Year EPS w/o NRI Growth Rate ranked higher than
87.49% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
BWFG: 22.2
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 3.2, Max: 61.2
Current: 22.2
0
61.2

» BWFG's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6022
Compare NAS:MBTF NAS:NRIM NAS:SLCT NAS:PVBC NAS:BFIN NAS:CHMG NAS:ISTR NAS:PFBI NAS:FSBW NAS:FDBC NAS:UNTY NAS:PKBK OTCPK:CSHX NAS:INBK NAS:LCNB NAS:SBBX NAS:FVCB NAS:RBNC NAS:BCML NAS:MFSF
Traded in other countries
Address 220 Elm Street, New Cannan, CT, USA, 06840
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial product and services. It offers products related commercial lending, retail lending, depository services and others. The bank's commercial lending products include owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses, and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand and time deposits.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.80
PE Ratio ranked lower than
58.00% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
BWFG: 12.8
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 11.98, Med: 19.04, Max: 52.38
Current: 12.8
11.98
52.38
Forward PE Ratio 12.45
Forward P/E ranked lower than
71.87% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
BWFG: 12.45
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 12.80
PE without NRI ranked lower than
57.38% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
BWFG: 12.8
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 11.98, Med: 19.04, Max: 52.38
Current: 12.8
11.98
52.38
Price-to-Owner-Earnings 37.21
Price-to-Owner-Earnings ranked lower than
66.53% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
BWFG: 37.21
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 6.39, Med: 18.22, Max: 67.96
Current: 37.21
6.39
67.96
PB Ratio 1.24
PB Ratio ranked lower than
67.84% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
BWFG: 1.24
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 1, Med: 1.28, Max: 2.41
Current: 1.24
1
2.41
PS Ratio 3.74
PS Ratio ranked lower than
66.77% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
BWFG: 3.74
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.05, Med: 3.3, Max: 10.15
Current: 3.74
2.05
10.15
Price-to-Free-Cash-Flow 22.72
Price-to-Free-Cash-Flow ranked lower than
66.89% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
BWFG: 22.72
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 7.92, Med: 15.47, Max: 135.8
Current: 22.72
7.92
135.8
Price-to-Operating-Cash-Flow 18.70
Price-to-Operating-Cash-Flow ranked lower than
57.59% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
BWFG: 18.7
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 7.31, Med: 12.55, Max: 107.84
Current: 18.7
7.31
107.84
EV-to-Revenue 3.60
EV-to-Revenue ranked lower than
72.53% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
BWFG: 3.6
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.3, Med: 4.6, Max: 7.5
Current: 3.6
0.3
7.5
Shiller PE Ratio 21.92
Shiller PE Ratio ranked lower than
100.00% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
BWFG: 21.92
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 20.69, Med: 22.73, Max: 25.5
Current: 21.92
20.69
25.5

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.73
Trailing Dividend Yield ranked lower than
79.40% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
BWFG: 1.73
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.25, Med: 0.82, Max: 1.79
Current: 1.73
0.25
1.79
Dividend Payout Ratio 0.22
Dividend Payout Ratio ranked higher than
72.25% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
BWFG: 0.22
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.04, Med: 0.15, Max: 0.22
Current: 0.22
0.04
0.22
3-Year Dividend Growth Rate (Per Share) 112.50
3-Year Dividend Growth Rate ranked lower than
100.00% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
BWFG: 112.5
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 112.5
Current: 112.5
0
112.5
Forward Dividend Yield % 1.80
Forward Dividend Yield ranked lower than
80.58% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
BWFG: 1.8
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 1.73
Yield-on-Cost (5y) ranked lower than
80.32% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
BWFG: 1.73
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.25, Med: 0.82, Max: 1.79
Current: 1.73
0.25
1.79
3-Year Share Buyback Rate -1.40
3-Year Share Buyback Rate ranked lower than
52.59% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
BWFG: -1.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -38.8, Med: -23.6, Max: -1.4
Current: -1.4
-38.8
-1.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.29
Price-to-Tangible-Book ranked lower than
59.92% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
BWFG: 1.29
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.94, Med: 1.43, Max: 3.36
Current: 1.29
0.94
3.36
Price-to-Projected-FCF 0.90
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
71.09% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
BWFG: 0.9
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.43, Med: 1.09, Max: 1.5
Current: 0.9
0.43
1.5
Price-to-Median-PS-Value 1.12
Price-to-Median-PS-Value ranked lower than
66.14% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
BWFG: 1.12
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.69, Med: 1.28, Max: 2.94
Current: 1.12
0.69
2.94
Price-to-Graham-Number 0.85
Price-to-Graham-Number ranked lower than
56.50% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
BWFG: 0.85
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.84, Med: 1.09, Max: 3.74
Current: 0.85
0.84
3.74

More Statistics

Revenue (TTM) (Mil) $ 60.77
EPS (TTM) $ 2.28
Beta 0.47
Volatility % 12.35
52-Week Range $ 26.39 - 33.15
Shares Outstanding (Mil) 7.87

Analyst Estimate

Piotroski F-Score Details