Bankwell Financial GroupBWFG -1.77%60 EV-to-FCF is 12.74 as of Jun. 30, 2026, which is 104% above its 10-year median of 6.24. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,196 Banks companies, Bankwell Financial Group ranks worse than 71.82% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bankwell Financial Group's Enterprise Value is $389.3 Mil.
Bankwell Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $30.6 Mil. Therefore, Bankwell Financial Group's EV-to-FCF for today is 12.74.
The historical rank and industry rank for Bankwell Financial Group's EV-to-FCF or its related term are showing as below:
BWFG'
s EV-to-FCF Range Over the Past 10 Years
Min: -27.63 Med: 6.24 Max: 237.08
Current: 12.74
During the past 13 years, the highest EV-to-FCF of Bankwell Financial Group was 237.08. The lowest was -27.63. And the median was 6.24.
BWFG's EV-to-FCF is ranked worse than 71.82% of 1196
companies
in the Banks industry
Industry Median: 6.545
vs BWFG: 12.74
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bankwell Financial Group (NAS:BWFG) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bankwell Financial Group's PE Ratio (TTM) for today is calculated as:
Bankwell Financial Group's share price for today is $58.75.
Bankwell Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.980.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bankwell Financial Group EV-to-FCF Related Terms
Bankwell Financial Group EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bankwell Financial Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's EV-to-FCF falls into.
Bankwell Financial Group's current Enterprise Value is $389.3 Mil.
Bankwell Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $30.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group (BWFG) has a EV-to-FCF of 12.74 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bankwell Financial Group and its competitors. This is 104% above median its historical median of 6.24. According to the industry distribution chart, Bankwell Financial Group ranks #859 out of 1196 companies in the Banks industry, placing it in the top 71.8%.
Is Bankwell Financial Group's EV-to-FCF too high?
Bankwell Financial Group's current EV-to-FCF of 12.74 is 104% above median its 10-year median of 6.24. The Banks industry median EV-to-FCF is 6.55. Bankwell Financial Group's value of 12.74 is 94.7% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #859 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's EV-to-FCF compare to BSVN and FFMR?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #859 out of 1196 companies for EV-to-FCF. This places Bankwell Financial Group in the lower half of its industry. The industry median EV-to-FCF is 6.55. Bankwell Financial Group's value of 12.74 is 94.7% above this benchmark. While the company's 10-year median is 6.24 vs. the industry median of 6.55, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current EV-to-FCF of 12.74 is 94.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current EV-to-FCF is 12.74, which is 104% above median its own 10-year median of 6.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.87, compared to a current price of $58.75 — trading 51.1% above its estimated fair value. The current EV-to-FCF is 12.74, which is 104% above median its 10-year median of 6.24 and 94.7% above the Banks industry median of 6.55. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current EV-to-FCF is 12.74 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $58.75 is trading 51.1% above its estimated GF Value™ of $38.87.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
EV-to-FCF: 12.74 (104% above median its 10-year median of 6.24)
GF Value™: $38.87 vs. price of $58.75 (51.1% above fair value)
Industry Position: 94.7% above the Banks median (#859 of 1196)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
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