Bankwell Financial GroupBWFG +0.12%60 Net Margin % is 37.30% as of Mar. 2026, which is 25% above its 10-year median of 29.91. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.85 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Bankwell Financial Group ranks better than 73.59% on this metric.
The historical rank and industry rank for Bankwell Financial Group's Net Margin % or its related term are showing as below:
BWFG'
s Net Margin % Range Over the Past 10 Years
Min: 10.23 Med: 29.91 Max: 38.28
Current: 34.43
BWFG's Net Margin % is ranked better than 73.59% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BWFG: 34.43
Bankwell Financial Group (NAS:BWFG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bankwell Financial Group Net Margin % Related Terms
Bankwell Financial Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bankwell Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group (BWFG) has a Net Margin % of 37.30% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bankwell Financial Group and its competitors. This is 25% above median its historical median of 29.91. Over the past decade, Bankwell Financial Group's Net Margin % has ranged from 10.23 to 38.28. According to the industry distribution chart, Bankwell Financial Group ranks #403 out of 1526 companies in the Banks industry, placing it in the top 26.4%.
Is Bankwell Financial Group's Net Margin % too high?
Bankwell Financial Group's current Net Margin % of 37.30% is 25% above median its 10-year median of 29.91. Over the past 10 years, this metric has ranged from a low of 10.23 to a high of 38.28. The Banks industry median Net Margin % is 26.97. Bankwell Financial Group's value of 37.30% is 38.3% above this industry median. Based on the distribution chart, Bankwell Financial Group ranks #403 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Net Margin % compare to BMRC and PBAM?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #403 out of 1526 companies for Net Margin %. This puts Bankwell Financial Group in the upper half of its industry. The industry median Net Margin % is 26.97. Bankwell Financial Group's value of 37.30% is 38.3% above this benchmark. Historically, Bankwell Financial Group's own Net Margin % has ranged from 10.23 to 38.28 over the past decade. While the company's 10-year median is 29.91 vs. the industry median of 26.97, Bankwell Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Net Margin % of 37.30% is 38.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Net Margin % is 37.30%, which is 25% above median its own 10-year median of 29.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.85, compared to a current price of $57.85 — trading 48.9% above its estimated fair value. The current Net Margin % is 37.30%, which is 25% above median its 10-year median of 29.91 and 38.3% above the Banks industry median of 26.97. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Net Margin % is 37.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $57.85 is trading 48.9% above its estimated GF Value™ of $38.85.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Net Margin %: 37.30% (25% above median its 10-year median of 29.91)
GF Value™: $38.85 vs. price of $57.85 (48.9% above fair value)
Industry Position: 38.3% above the Banks median (#403 of 1526)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
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