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Bankwell Financial GroupBWFG +0.78%58 Equity-to-Asset is 0.09 as of Jun. 2026, which is at its 10-year median of 0.09. GuruFocus rates BWFG with a GF Score™ of 58/100 and a GF Value™ of $42.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,518 Banks companies, Bankwell Financial Group ranks worse than 55.67% on this metric.
Bankwell Financial Group (NAS:BWFG) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bankwell Financial Group Equity-to-Asset Related Terms
Bankwell Financial Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BWFG vs BSRR, HBCP, OBT: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Bankwell Financial Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's Equity-to-Asset falls into.
Bankwell Financial Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bankwell Financial Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group (BWFG) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bankwell Financial Group and its competitors. This is near median its historical median of 0.09. Over the past decade, Bankwell Financial Group's Equity-to-Asset has ranged from 0.07 to 0.10. According to the industry distribution chart, Bankwell Financial Group ranks #845 out of 1518 companies in the Banks industry, placing it in the top 55.7%.
Is Bankwell Financial Group's Equity-to-Asset too high?
Bankwell Financial Group's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. Bankwell Financial Group's value of 0.09 is 10% below this industry median. Based on the distribution chart, Bankwell Financial Group ranks #845 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Bankwell Financial Group has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Equity-to-Asset compare to BSRR and HBCP?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #845 out of 1518 companies for Equity-to-Asset. This places Bankwell Financial Group in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Bankwell Financial Group's value of 0.09 is 10% below this benchmark. Historically, Bankwell Financial Group's own Equity-to-Asset has ranged from 0.07 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Bankwell Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.98, compared to a current price of $66.68 — trading 55.1% above its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. Bankwell Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $66.68 is trading 55.1% above its estimated GF Value™ of $42.98.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: $42.98 vs. price of $66.68 (55.1% above fair value)
Industry Position: 10% below the Banks median (#845 of 1518)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
58GF Score
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