Bankwell Financial GroupBWFG +0.71%60 FCF Margin % is 24.00% as of Mar. 2026, which is 17% below its 10-year median of 28.85. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.85 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Bankwell Financial Group ranks better than 50.07% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bankwell Financial Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group (BWFG) has a FCF Margin % of 24.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bankwell Financial Group and its competitors. This is 17% below median its historical median of 28.85. According to the industry distribution chart, Bankwell Financial Group ranks #751 out of 1504 companies in the Banks industry, placing it in the top 49.9%.
Is Bankwell Financial Group's FCF Margin % too high?
Bankwell Financial Group's current FCF Margin % of 24.00% is 17% below median its 10-year median of 28.85. The Banks industry median FCF Margin % is 26.50. Bankwell Financial Group's value of 24.00% is 9.4% below this industry median. Based on the distribution chart, Bankwell Financial Group ranks #751 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's FCF Margin % compare to BMRC and PBAM?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #751 out of 1504 companies for FCF Margin %. This puts Bankwell Financial Group in the upper half of its industry. The industry median FCF Margin % is 26.50. Bankwell Financial Group's value of 24.00% is 9.4% below this benchmark. While the company's 10-year median is 28.85 vs. the industry median of 26.50, Bankwell Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current FCF Margin % of 24.00% is 9.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current FCF Margin % is 24.00%, which is 17% below median its own 10-year median of 28.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.85, compared to a current price of $58.19 — trading 49.8% above its estimated fair value. The current FCF Margin % is 24.00%, which is 17% below median its 10-year median of 28.85 and 9.4% below the Banks industry median of 26.50. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current FCF Margin % is 24.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $58.19 is trading 49.8% above its estimated GF Value™ of $38.85.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
FCF Margin %: 24.00% (17% below median its 10-year median of 28.85)
GF Value™: $38.85 vs. price of $58.19 (49.8% above fair value)
Industry Position: 9.4% below the Banks median (#751 of 1504)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
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