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Bankwell Financial GroupBWFG -1.77%60 5-Year Yield-on-Cost % is 1.91 as of Jul. 18, 2026, which is 31% below its 10-year median of 2.76. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $39.13 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,255 Banks companies, Bankwell Financial Group ranks worse than 83.82% on this metric.
The historical rank and industry rank for Bankwell Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
BWFG'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.87 Med: 2.76 Max: 5.9
Current: 1.91
During the past 13 years, Bankwell Financial Group's highest Yield on Cost was 5.90. The lowest was 0.87. And the median was 2.76.
BWFG's 5-Year Yield-on-Cost % is ranked worse than 83.82% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs BWFG: 1.91
Bankwell Financial Group (NAS:BWFG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bankwell Financial Group 5-Year Yield-on-Cost % Related Terms
BWFG vs BSVN, FFMR, PDLB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bankwell Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's 5-Year Yield-on-Cost % falls into.
Bankwell Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bankwell Financial Group (BWFG) has a 5-Year Yield-on-Cost % of 1.91 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bankwell Financial Group and its competitors. This is 31% below median its historical median of 2.76. Over the past decade, Bankwell Financial Group's 5-Year Yield-on-Cost % has ranged from 0.87 to 5.90. According to the industry distribution chart, Bankwell Financial Group ranks #1052 out of 1255 companies in the Banks industry, placing it in the top 83.8%.
Is Bankwell Financial Group's 5-Year Yield-on-Cost % too high?
Bankwell Financial Group's current 5-Year Yield-on-Cost % of 1.91 is 31% below median its 10-year median of 2.76. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 5.90. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Bankwell Financial Group's value of 1.91 is 50.4% below this industry median. Based on the distribution chart, Bankwell Financial Group ranks #1052 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's 5-Year Yield-on-Cost % compare to BSVN and FFMR?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #1052 out of 1255 companies for 5-Year Yield-on-Cost %. This places Bankwell Financial Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Bankwell Financial Group's value of 1.91 is 50.4% below this benchmark. Historically, Bankwell Financial Group's own 5-Year Yield-on-Cost % has ranged from 0.87 to 5.90 over the past decade. While the company's 10-year median is 2.76 vs. the industry median of 3.85, Bankwell Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current 5-Year Yield-on-Cost % of 1.91 is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current 5-Year Yield-on-Cost % is 1.91, which is 31% below median its own 10-year median of 2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $39.13, compared to a current price of $60.10 — trading 53.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.91, which is 31% below median its 10-year median of 2.76 and 50.4% below the Banks industry median of 3.85. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current 5-Year Yield-on-Cost % is 1.91 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $60.10 is trading 53.6% above its estimated GF Value™ of $39.13.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
5-Year Yield-on-Cost %: 1.91 (31% below median its 10-year median of 2.76)
GF Value™: $39.13 vs. price of $60.10 (53.6% above fair value)
Industry Position: 50.4% below the Banks median (#1052 of 1255)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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