Bankwell Financial GroupBWFG +2.89%60 Dividend Payout Ratio is 0.14 as of Mar. 2026, which is 26% below its 10-year median of 0.19. GuruFocus rates BWFG with a GF Score™ of 60/100 and a GF Value™ of $38.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,172 Banks companies, Bankwell Financial Group ranks better than 86.18% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bankwell Financial Group's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.14.
The historical rank and industry rank for Bankwell Financial Group's Dividend Payout Ratio or its related term are showing as below:
BWFG'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.19 Max: 0.75
Current: 0.16
During the past 13 years, the highest Dividend Payout Ratio of Bankwell Financial Group was 0.75. The lowest was 0.14. And the median was 0.19.
BWFG's Dividend Payout Ratio is ranked better than 86.18% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs BWFG: 0.16
During the past 13 years, the highest Trailing Annual Dividend Yield of Bankwell Financial Group was 4.15%. The lowest was 0.61%. And the median was 1.94%.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 23.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bankwell Financial Group was 112.50% per year. The lowest was 0.00% per year. And the median was 14.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bankwell Financial Group (NAS:BWFG) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Bankwell Financial Group Dividend Payout Ratio Related Terms
Bankwell Financial Group Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Bankwell Financial Group's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group Dividend Payout Ratio Chart
BWFG vs BMRC, PBAM, CBAN: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Bankwell Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankwell Financial Group Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bankwell Financial Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Bankwell Financial Group's Dividend Payout Ratio falls into.
Bankwell Financial Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Bankwell Financial Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bankwell Financial Group (BWFG) has a Dividend Payout Ratio of 0.14 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bankwell Financial Group and its competitors. This is 26% below median its historical median of 0.19. Over the past decade, Bankwell Financial Group's Dividend Payout Ratio has ranged from 0.14 to 0.75. According to the industry distribution chart, Bankwell Financial Group ranks #162 out of 1172 companies in the Banks industry, placing it in the top 13.8%.
Is Bankwell Financial Group's Dividend Payout Ratio too high?
Bankwell Financial Group's current Dividend Payout Ratio of 0.14 is 26% below median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.75. The Banks industry median Dividend Payout Ratio is 0.32. Bankwell Financial Group's value of 0.14 is 56.3% below this industry median. Based on the distribution chart, Bankwell Financial Group ranks #162 out of 1172 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bankwell Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankwell Financial Group's Dividend Payout Ratio compare to BMRC and PBAM?
According to the Banks industry distribution chart, Bankwell Financial Group ranks #162 out of 1172 companies for Dividend Payout Ratio. This places Bankwell Financial Group in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Bankwell Financial Group's value of 0.14 is 56.3% below this benchmark. Historically, Bankwell Financial Group's own Dividend Payout Ratio has ranged from 0.14 to 0.75 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.32, Bankwell Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankwell Financial Group's current Dividend Payout Ratio of 0.14 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bankwell Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankwell Financial Group's current Dividend Payout Ratio is 0.14, which is 26% below median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankwell Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bankwell Financial Group (BWFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.87, compared to a current price of $59.35 — trading 52.7% above its estimated fair value. The current Dividend Payout Ratio is 0.14, which is 26% below median its 10-year median of 0.19 and 56.3% below the Banks industry median of 0.32. Bankwell Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bankwell Financial Group (BWFG), the current Dividend Payout Ratio is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankwell Financial Group (BWFG) Overvalued in 2026?
Based on GuruFocus' analysis, Bankwell Financial Group stock appears to be overvalued.
The current stock price of $59.35 is trading 52.7% above its estimated GF Value™ of $38.87.
GuruFocus considers Bankwell Financial Group to be Significantly Overvalued.
Key valuation signals for BWFG:
Dividend Payout Ratio: 0.14 (26% below median its 10-year median of 0.19)
GF Value™: $38.87 vs. price of $59.35 (52.7% above fair value)
Industry Position: 56.3% below the Banks median (#162 of 1172)
No single metric tells the full story. See the BWFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankwell Financial Group Inc is a bank holding company, engaged in providing financial products and services. It offers products related to commercial lending, retail lending, depository services, and others. The bank's commercial lending products includes owner-occupied commercial real estate loans, commercial real estate investment loans, commercial loans to small and mid-sized businesses and real estate construction and development loans. The retail lending products include residential mortgage loans, home equity lines of credit, and consumer installment loans. Its depository products include checking, savings, money market, certificates of deposit, noninterest-bearing demand, and time deposits.
60GF Score
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