Business Description
L&T Finance Ltd
ISIN : INE498L01015
Total Employee Number:
41,301Compare
Compare
Traded in other countries / regions
533519.India Index Membership
NIFTY 500 IPO Date
2011-08-12Description
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.05 | |||||
Equity-to-Asset | 0.2 | |||||
Debt-to-Equity | 3.94 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 2/9 | |||||
Beneish M-Score | -1.81 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 17.3 | |||||
3-Year EPS without NRI Growth Rate | 28.6 | |||||
3-Year Book Growth Rate | 8.8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 26.24 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 34.64 | |||||
9-Day RSI | 47.28 | |||||
14-Day RSI | 52.6 | |||||
3-1 Month Momentum % | 4.94 | |||||
6-1 Month Momentum % | -0.73 | |||||
12-1 Month Momentum % | 44.7 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.89 | |||||
Dividend Payout Ratio | 0.22 | |||||
3-Year Dividend Growth Rate | 76.5 | |||||
Forward Dividend Yield % | 0.89 | |||||
5-Year Yield-on-Cost % | 0.88 | |||||
3-Year Average Share Buyback Ratio | -0.3 | |||||
Shareholder Yield % | -18.72 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 28.45 | |||||
FCF Margin % | -128.98 | |||||
OCF Margin % | -126.84 | |||||
ROE % | 11.95 | |||||
ROA % | 2.45 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 24.43 | |||||
Forward PE Ratio | 20.29 | |||||
PE Ratio without NRI | 24.26 | |||||
Shiller PE Ratio | 32.16 | |||||
Price-to-Owner-Earnings | 9.13 | |||||
PEG Ratio | 3 | |||||
PS Ratio | 6.95 | |||||
PB Ratio | 2.76 | |||||
Price-to-Tangible-Book | 2.82 | |||||
EV-to-Revenue | 16.27 | |||||
EV-to-Forward-Revenue | 12.76 | |||||
EV-to-FCF | -12.71 | |||||
Price-to-GF-Value | 1.27 | |||||
Price-to-DCF (Earnings Based) | 2.47 | |||||
Price-to-Median-PS-Value | 1.41 | |||||
Price-to-Peter-Lynch-Fair-Value | 3.19 | |||||
Price-to-Graham-Number | 1.8 | |||||
FCF Yield % | -18.59 | |||||
Forward Rate of Return (Yacktman) % | 5.63 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
L&T Finance Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 111,868 | ||
| EPS (TTM) (₹) | 12.67 | ||
| Beta | 1.8779 | ||
| 3-Year Sharpe Ratio | 0.86 | ||
| 3-Year Sortino Ratio | 1.45 | ||
| Volatility % | 34.21 | ||
| 14-Day RSI | 52.6 | ||
| 14-Day ATR (₹) | 10.342338 | ||
| 20-Day SMA (₹) | 310.4625 | ||
| 12-1 Month Momentum % | 44.7 | ||
| 52-Week Range (₹) | 194.4 - 338.6 | ||
| Shares Outstanding (Mil) | 2,505.66 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
L&T Finance Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
L&T Finance Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2026-10-16 11:00 | In 92 days | ||
| Second quarter earnings results for 2027 | 2026-10-16 | In 91 days | ||
| First quarter earnings conference call for 2027 | 2026-07-13 11:00 | 321.25 (-0.54%) | ||
| First quarter earnings results for 2027 | 2026-07-10 | 321.10 (+2.02%) | ||
| Analyst meeting for 2026 | 2026-06-15 | 275.95 (+4.92%) | ||
| Analyst meeting for 2026 | 2026-06-08 | 268.60 (+0.22%) | ||
| General meeting for 2026 | 2026-05-29 15:30 | 281.70 (+0.00%) | ||
| INR 2.750000 Cash Dividend | 2026-05-22 | 269.85 (-3.30%) | ||
| Annual report for 2026 | 2026-05-04 | 279.73 (+0.00%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-04-27 11:00 | 290.05 (-1.31%) |
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L&T Finance Ltd Frequently Asked Questions
What is L&T Finance Ltd(NSE:LTF)'s stock price today?
The current price of NSE:LTF is ₹309.55. The 52 week high of NSE:LTF is ₹338.60 and 52 week low is ₹194.40.
When is next earnings date of L&T Finance Ltd(NSE:LTF)?
The next earnings date of L&T Finance Ltd(NSE:LTF) is 2026-10-16 Est..
Does L&T Finance Ltd(NSE:LTF) pay dividends? If so, how much?
The Dividend Yield %  of L&T Finance Ltd(NSE:LTF) is 0.89% (As of Today), Highest Dividend Payout Ratio of L&T Finance Ltd(NSE:LTF) was 0.24. The lowest was 0.09. And the median was 0.17. The  Forward Dividend Yield % of L&T Finance Ltd(NSE:LTF) is 0.89%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on L&T Finance Ltd
No articles.
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