L&T Finance (NSE:LTF) Interest Coverage

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:LTF L&T Finance Ltd NSE:LTF
67 GF Score
Price ₹321.25
GF Value ₹240.67
Valuation Significantly Overvalued
! 8 Warning Signs
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What is L&T Finance Interest Coverage?

Interest Coverage does not apply to banks.

NSE:LTF
67GF Score
L&T Finance Ltd NSE:LTF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is L&T Finance (NSE:LTF) Overvalued in 2026?

Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued. The current stock price of ₹321.25 is trading 33.5% above its estimated GF Value™ of ₹240.67. GuruFocus considers L&T Finance to be Significantly Overvalued.

Key valuation signals for NSE:LTF:

  • Interest Coverage:
  • GF Value™: ₹240.67 vs. price of ₹321.25 (33.5% above fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


L&T Finance Business Description

Other Exchanges 533519:India
Address C.S.T. Road, Plot No. 177, Brindavan, Kalina, Santacruz (East), Mumbai, MH, IND, 400098
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
67GF Score

Get the complete analysis for NSE:LTF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹321.25
Price
₹240.67
GF Value