L&T FinanceNSE:LTF +3.56%61 Dividend Yield % is 0.93% as of Jun. 25, 2026, which is 4% above its 10-year median of 0.89. GuruFocus rates NSE:LTF with a GF Score™ of 61/100 and a GF Value™ of ₹237.56 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 211 Credit Services companies, L&T Finance ranks worse than 80.57% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of L&T Finance is 0.93%.
The historical rank and industry rank for L&T Finance's Dividend Yield % or its related term are showing as below:
NSE:LTF'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.39 Med: 0.89 Max: 3.89
Current: 0.93
During the past 13 years, the highest Dividend Yield of L&T Finance was 3.89%. The lowest was 0.39%. And the median was 0.89%.
NSE:LTF's Dividend Yield % is ranked worse than 80.57% of 211
companies
in the Credit Services industry
Industry Median: 3.97
vs NSE:LTF: 0.93
During the past 12 months, L&T Finance's average Dividends Per Share Growth Rate was 10.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 76.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of L&T Finance was 76.50% per year. The lowest was -34.30% per year. And the median was 4.95% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for L&T Finance's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:LTF vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, L&T Finance's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
L&T Finance Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, L&T Finance's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where L&T Finance's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
L&T Finance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 2.750000
2026-05-22
2026-05-22
2026-06-27
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
L&T Finance's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
2.75
/
296.55
=
0.93 %
Current Share Price is ₹296.55. L&T Finance's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₹2.75.
L&T Finance's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
2.75
/
296.55
=
0.93 %
Current Share Price is ₹296.55. L&T Finance's Dividends per Share for the forward twelve months is calculated as ₹2.75 * 1 = ₹2.75.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
L&T Finance (NSE:LTF) has a Dividend Yield % of 0.93% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on L&T Finance and its competitors. This is near median its historical median of 0.89. Over the past decade, L&T Finance's Dividend Yield % has ranged from 0.39 to 3.89. According to the industry distribution chart, L&T Finance ranks #170 out of 211 companies in the Credit Services industry, placing it in the top 80.6%.
Is L&T Finance's Dividend Yield % too high?
L&T Finance's current Dividend Yield % of 0.93% is near median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 3.89. The Credit Services industry median Dividend Yield % is 3.97. L&T Finance's value of 0.93% is 76.6% below this industry median. Based on the distribution chart, L&T Finance ranks #170 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, L&T Finance has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does L&T Finance's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, L&T Finance ranks #170 out of 211 companies for Dividend Yield %. This places L&T Finance in the lower half of its industry. The industry median Dividend Yield % is 3.97. L&T Finance's value of 0.93% is 76.6% below this benchmark. Historically, L&T Finance's own Dividend Yield % has ranged from 0.39 to 3.89 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 3.97, L&T Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.97, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. L&T Finance's current Dividend Yield % of 0.93% is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on L&T Finance and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. L&T Finance's current Dividend Yield % is 0.93%, which is near median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L&T Finance stock overvalued right now?
Based on GuruFocus' analysis, L&T Finance (NSE:LTF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹237.56, compared to a current price of ₹296.55 — trading 24.8% above its estimated fair value. The current Dividend Yield % is 0.93%, which is near median its 10-year median of 0.89 and 76.6% below the Credit Services industry median of 3.97. L&T Finance's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For L&T Finance (NSE:LTF), the current Dividend Yield % is 0.93% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is L&T Finance (NSE:LTF) Overvalued in 2026?
Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued.
The current stock price of ₹296.55 is trading 24.8% above its estimated GF Value™ of ₹237.56.
GuruFocus considers L&T Finance to be Modestly Overvalued.
Key valuation signals for NSE:LTF:
Dividend Yield %: 0.93% (near median its 10-year median of 0.89)
GF Value™: ₹237.56 vs. price of ₹296.55 (24.8% above fair value)
Industry Position: 76.6% below the Credit Services median (#170 of 211)
No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
61GF Score
Get the complete analysis for NSE:LTF
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:LTF has been successfully added to your 
