NSTS (NSTS Bancorp) Interest Coverage

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSTS NSTS Bancorp Inc NSTS
71 GF Score
Price $13.80
GF Value $13.85
Valuation Fairly Valued
! 3 Warning Signs
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What is NSTS Bancorp Interest Coverage?

Interest Coverage does not apply to banks.

NSTS
71GF Score
NSTS Bancorp Inc NSTS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NSTS Bancorp (NSTS) Overvalued in 2026?

Based on GuruFocus' analysis, NSTS Bancorp stock appears to be undervalued. The current stock price of $13.80 is trading 0.4% below its estimated GF Value™ of $13.85. GuruFocus considers NSTS Bancorp to be Fairly Valued.

Key valuation signals for NSTS:

  • Interest Coverage:
  • GF Value™: $13.85 vs. price of $13.80 (0.4% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the NSTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NSTS Bancorp Business Description

Address 700 South Lewis Avenue, Waukegan, IL, USA, 60085
NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused on serving the banking needs of customers in market area of Lake County, Illinois and adjacent communities.
71GF Score

Get the complete analysis for NSTS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.80
Price
$13.85
GF Value