OBT (Orange County Bancorp) 12-1 Month Momentum %: 45.12% (As of Aug. 14, 2026)

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OBT Orange County Bancorp Inc OBT
69 GF Score
Price $39.10
GF Value $26.88
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Orange County Bancorp 12-1 Month Momentum %?

Orange County Bancorp OBT +0.44% 69 12-1 Month Momentum % is 45.12% as of Aug. 14, 2026. GuruFocus rates OBT with a GF Score™ of 69/100 and a GF Value™ of $26.88 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,595 Banks companies, Orange County Bancorp ranks better than 80.75% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-14), Orange County Bancorp's 12-1 Month Momentum % is 45.12%.

The industry rank for Orange County Bancorp's 12-1 Month Momentum % or its related term are showing as below:

OBT's 12-1 Month Momentum % is ranked better than
80.75% of 1595 companies
in the Banks industry
Industry Median: 19.18 vs OBT: 45.12

Orange County Bancorp  (NAS:OBT) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Orange County Bancorp 12-1 Month Momentum % Related Terms


OBT vs BWFG, PDLB, COFS: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Orange County Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orange County Bancorp 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Orange County Bancorp's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Orange County Bancorp's 12-1 Month Momentum % falls into.


OBT
69GF Score
Orange County Bancorp Inc OBT
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Orange County Bancorp  (NAS:OBT) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 45.12% mean?
Orange County Bancorp (OBT) has a 12-1 Month Momentum % of 45.12% as of Aug. 14, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Orange County Bancorp and its competitors. According to the industry distribution chart, Orange County Bancorp ranks #307 out of 1595 companies in the Banks industry, placing it in the top 19.2%.
Is Orange County Bancorp's 12-1 Month Momentum % too high?
Orange County Bancorp's current 12-1 Month Momentum % is 45.12%. The Banks industry median 12-1 Month Momentum % is 19.18. Orange County Bancorp's value of 45.12% is 135.2% above this industry median. Based on the distribution chart, Orange County Bancorp ranks #307 out of 1595 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Orange County Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's 12-1 Month Momentum % compare to BWFG and PDLB?
According to the Banks industry distribution chart, Orange County Bancorp ranks #307 out of 1595 companies for 12-1 Month Momentum %. This places Orange County Bancorp in the top 19% of its industry — outperforming the majority of peers. The industry median 12-1 Month Momentum % is 19.18. Orange County Bancorp's value of 45.12% is 135.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.18, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orange County Bancorp's current 12-1 Month Momentum % of 45.12% is 135.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Orange County Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orange County Bancorp's current 12-1 Month Momentum % is 45.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.88, compared to a current price of $39.10 — trading 45.5% above its estimated fair value. The current 12-1 Month Momentum % is 45.12% and 135.2% above the Banks industry median of 19.18. Orange County Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current 12-1 Month Momentum % is 45.12% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orange County Bancorp (OBT) Overvalued in 2026?

Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued. The current stock price of $39.10 is trading 45.5% above its estimated GF Value™ of $26.88. GuruFocus considers Orange County Bancorp to be Significantly Overvalued.

Key valuation signals for OBT:

  • 12-1 Month Momentum %: 45.12%
  • GF Value™: $26.88 vs. price of $39.10 (45.5% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 135.2% above the Banks median (#307 of 1595)

No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orange County Bancorp Business Description

Address 212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
69GF Score

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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.10
Price
$26.88
GF Value