Orange County BancorpOBT +0.33%75 Dividend Yield % is 1.82% as of Jun. 25, 2026, which is 13% below its 10-year median of 2.08. GuruFocus rates OBT with a GF Score™ of 75/100 and a GF Value™ of $27.44 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Orange County Bancorp ranks worse than 79.7% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of Orange County Bancorp is 1.82%.
The historical rank and industry rank for Orange County Bancorp's Dividend Yield % or its related term are showing as below:
OBT'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.61 Med: 2.08 Max: 3.64
Current: 1.82
During the past 11 years, the highest Dividend Yield of Orange County Bancorp was 3.64%. The lowest was 0.61%. And the median was 2.08%.
OBT's Dividend Yield % is ranked worse than 79.7% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs OBT: 1.82
During the past 12 months, Orange County Bancorp's average Dividends Per Share Growth Rate was 27.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 2.40% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Orange County Bancorp was 11.20% per year. The lowest was -0.80% per year. And the median was 0.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Orange County Bancorp (NAS:OBT) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Orange County Bancorp Dividend Yield % Related Terms
Orange County Bancorp Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Orange County Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OBT vs PDLB, GCBC, COFS: Dividend Yield % Comparison
For the Banks - Regional subindustry, Orange County Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orange County Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Orange County Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Orange County Bancorp's Dividend Yield % falls into.
Orange County Bancorp Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Orange County Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.180000
2026-06-04
2026-06-04
2026-06-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.180000
2026-03-04
2026-03-04
2026-03-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.180000
2025-12-04
2025-12-04
2025-12-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.130000
2025-09-08
2025-09-08
2025-09-16
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Orange County Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orange County Bancorp (OBT) has a Dividend Yield % of 1.82% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Orange County Bancorp and its competitors. This is 13% below median its historical median of 2.08. Over the past decade, Orange County Bancorp's Dividend Yield % has ranged from 0.61 to 3.64. According to the industry distribution chart, Orange County Bancorp ranks #997 out of 1251 companies in the Banks industry, placing it in the top 79.7%.
Is Orange County Bancorp's Dividend Yield % too high?
Orange County Bancorp's current Dividend Yield % of 1.82% is 13% below median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 3.64. The Banks industry median Dividend Yield % is 3.03. Orange County Bancorp's value of 1.82% is 39.9% below this industry median. Based on the distribution chart, Orange County Bancorp ranks #997 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Orange County Bancorp has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Orange County Bancorp's Dividend Yield % compare to PDLB and GCBC?
According to the Banks industry distribution chart, Orange County Bancorp ranks #997 out of 1251 companies for Dividend Yield %. This places Orange County Bancorp in the lower half of its industry. The industry median Dividend Yield % is 3.03. Orange County Bancorp's value of 1.82% is 39.9% below this benchmark. Historically, Orange County Bancorp's own Dividend Yield % has ranged from 0.61 to 3.64 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 3.03, Orange County Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orange County Bancorp's current Dividend Yield % of 1.82% is 39.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Orange County Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orange County Bancorp's current Dividend Yield % is 1.82%, which is 13% below median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orange County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Orange County Bancorp (OBT) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.44, compared to a current price of $36.75 — trading 33.9% above its estimated fair value. The current Dividend Yield % is 1.82%, which is 13% below median its 10-year median of 2.08 and 39.9% below the Banks industry median of 3.03. Orange County Bancorp's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Orange County Bancorp (OBT), the current Dividend Yield % is 1.82% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orange County Bancorp (OBT) Overvalued in 2026?
Based on GuruFocus' analysis, Orange County Bancorp stock appears to be overvalued.
The current stock price of $36.75 is trading 33.9% above its estimated GF Value™ of $27.44.
GuruFocus considers Orange County Bancorp to be Significantly Overvalued.
Key valuation signals for OBT:
Dividend Yield %: 1.82% (13% below median its 10-year median of 2.08)
GF Value™: $27.44 vs. price of $36.75 (33.9% above fair value)
Industry Position: 39.9% below the Banks median (#997 of 1251)
No single metric tells the full story. See the OBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orange County Bancorp Inc is a community bank holding company providing commercial and consumer banking services to individuals, small businesses, and local governments. It operates through two segments: Banking and Wealth Management. The Banking segment, the primary revenue driver, offers loans such as commercial real estate, construction, commercial & industrial, multifamily, and residential mortgages, along with services like cash management, escrow, deposits, ATMs, and digital banking. The Wealth Management segment provides investment management, trust services (trustee, administrator, custodian), and financial planning and advisory services to individuals and institutions.
75GF Score
Get the complete analysis for OBT
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OBT has been successfully added to your 
