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Richmond Mutual Bancorp's quarterly market cap
declined
from Sep. 2025 ($137.52 Mil) to Dec. 2025 ($136.36 Mil) and
declined
from Dec. 2025 ($136.36 Mil) to Mar. 2026 ($132.71 Mil).
Richmond Mutual Bancorp's annual market cap
increased
from Dec. 2023 ($119.30 Mil) to Dec. 2024 ($141.87 Mil) but then
declined
from Dec. 2024 ($141.87 Mil) to Dec. 2025 ($136.36 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Richmond Mutual Bancorp's Enterprise Value for Today is $464.43 Mil.
Richmond Mutual Bancorp (NAS:RMBI) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Richmond Mutual Bancorp Market Cap Related Terms
Richmond Mutual Bancorp Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Richmond Mutual Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Richmond Mutual Bancorp Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Richmond Mutual Bancorp's Market Cap distribution charts can be found below:
* The bar in red indicates where Richmond Mutual Bancorp's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Richmond Mutual Bancorp's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richmond Mutual Bancorp (RMBI) has a Market Cap of $246.05 Mil as of Jul. 22, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Richmond Mutual Bancorp and its competitors. According to the industry distribution chart, Richmond Mutual Bancorp ranks #1026 out of 1538 companies in the Banks industry, placing it in the top 66.7%.
Is Richmond Mutual Bancorp's Market Cap too high?
Richmond Mutual Bancorp's current Market Cap is $246.05 Mil. The Banks industry median Market Cap is 718.56. Richmond Mutual Bancorp's value of $246.05 Mil is 65.8% below this industry median. Based on the distribution chart, Richmond Mutual Bancorp ranks #1026 out of 1538 companies in the Banks industry, which is below the industry midpoint. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's Market Cap compare to TYCB and SBFG?
According to the Banks industry distribution chart, Richmond Mutual Bancorp ranks #1026 out of 1538 companies for Market Cap. This places Richmond Mutual Bancorp in the lower half of its industry. The industry median Market Cap is 718.56. Richmond Mutual Bancorp's value of $246.05 Mil is 65.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 718.56, based on 1,538 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Richmond Mutual Bancorp's current Market Cap of $246.05 Mil is 65.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Richmond Mutual Bancorp and its competitors. For the Banks industry, the median Market Cap is 718.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Richmond Mutual Bancorp's current Market Cap is $246.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.34, compared to a current price of $15.35 — trading 0% above its estimated fair value. The current Market Cap is $246.05 Mil and 65.8% below the Banks industry median of 718.56. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current Market Cap is $246.05 Mil as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?
Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued.
The current stock price of $15.35 is trading 0% above its estimated GF Value™ of $15.34.
GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.
Key valuation signals for RMBI:
Market Cap: $246.05 Mil
GF Value™: $15.34 vs. price of $15.35 (0% above fair value)
Industry Position: 65.8% below the Banks median (#1026 of 1538)
No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score
Get the complete analysis for RMBI
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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