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Richmond Mutual BancorpRMBI +1.07%64 Dividend Yield % is 3.75% as of Sep. 05, 2026, which is 4% below its 10-year median of 3.91. GuruFocus rates RMBI with a GF Score™ of 64/100 and a GF Value™ of $15.98 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,242 Banks companies, Richmond Mutual Bancorp ranks better than 64.09% on this metric.
As of today (2026-09-05), the Trailing Annual Dividend Yield of Richmond Mutual Bancorp is 3.75%.
Warning Sign:
Richmond Mutual Bancorp Inc stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for Richmond Mutual Bancorp's Dividend Yield % or its related term are showing as below:
RMBI'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.43 Med: 3.91 Max: 5.42
Current: 3.75
During the past 9 years, the highest Dividend Yield of Richmond Mutual Bancorp was 5.42%. The lowest was 0.43%. And the median was 3.91%.
RMBI's Dividend Yield % is ranked better than 64.09% of 1242
companies
in the Banks industry
Industry Median: 2.99
vs RMBI: 3.75
During the past 12 months, Richmond Mutual Bancorp's average Dividends Per Share Growth Rate was 3.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 30.60% per year.
During the past 9 years, the highest 3-Year average Dividends Per Share Growth Rate of Richmond Mutual Bancorp was 55.10% per year. The lowest was 14.50% per year. And the median was 26.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RMBI vs FFBB, FFMH, VABK: Dividend Yield % Comparison
For the Banks - Regional subindustry, Richmond Mutual Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Richmond Mutual Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Richmond Mutual Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Richmond Mutual Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Richmond Mutual Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.150000
2026-09-03
2026-09-03
2026-09-17
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.150000
2026-06-03
2026-06-03
2026-06-17
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.150000
2026-02-25
2026-02-25
2026-03-11
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.150000
2025-12-04
2025-12-04
2025-12-18
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richmond Mutual Bancorp (RMBI) has a Dividend Yield % of 3.75% as of Sep. 05, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Richmond Mutual Bancorp and its competitors. This is near median its historical median of 3.91. Over the past decade, Richmond Mutual Bancorp's Dividend Yield % has ranged from 0.43 to 5.42. According to the industry distribution chart, Richmond Mutual Bancorp ranks #446 out of 1242 companies in the Banks industry, placing it in the top 35.9%.
Is Richmond Mutual Bancorp's Dividend Yield % too high?
Richmond Mutual Bancorp's current Dividend Yield % of 3.75% is near median its 10-year median of 3.91. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 5.42. The Banks industry median Dividend Yield % is 2.99. Richmond Mutual Bancorp's value of 3.75% is 25.4% above this industry median. Based on the distribution chart, Richmond Mutual Bancorp ranks #446 out of 1242 companies in the Banks industry, which is above the industry midpoint. Overall, Richmond Mutual Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Richmond Mutual Bancorp's Dividend Yield % compare to FFBB and FFMH?
According to the Banks industry distribution chart, Richmond Mutual Bancorp ranks #446 out of 1242 companies for Dividend Yield %. This puts Richmond Mutual Bancorp in the upper half of its industry. The industry median Dividend Yield % is 2.99. Richmond Mutual Bancorp's value of 3.75% is 25.4% above this benchmark. Historically, Richmond Mutual Bancorp's own Dividend Yield % has ranged from 0.43 to 5.42 over the past decade. While the company's 10-year median is 3.91 vs. the industry median of 2.99, Richmond Mutual Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Richmond Mutual Bancorp's current Dividend Yield % of 3.75% is 25.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Richmond Mutual Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Richmond Mutual Bancorp's current Dividend Yield % is 3.75%, which is near median its own 10-year median of 3.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richmond Mutual Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Richmond Mutual Bancorp (RMBI) is currently considered Fairly Valued. The stock's GF Value™ is $15.98, compared to a current price of $16.00 — trading 0.1% above its estimated fair value. The current Dividend Yield % is 3.75%, which is near median its 10-year median of 3.91 and 25.4% above the Banks industry median of 2.99. Richmond Mutual Bancorp's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Richmond Mutual Bancorp (RMBI), the current Dividend Yield % is 3.75% as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Richmond Mutual Bancorp (RMBI) Overvalued in 2026?
Based on GuruFocus' analysis, Richmond Mutual Bancorp stock appears to be overvalued.
The current stock price of $16.00 is trading 0.1% above its estimated GF Value™ of $15.98.
GuruFocus considers Richmond Mutual Bancorp to be Fairly Valued.
Key valuation signals for RMBI:
Dividend Yield %: 3.75% (near median its 10-year median of 3.91)
GF Value™: $15.98 vs. price of $16.00 (0.1% above fair value)
Industry Position: 25.4% above the Banks median (#446 of 1242)
No single metric tells the full story. See the RMBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Richmond Mutual Bancorp Inc is a bank holding company. Along with its subsidiary, it is mainly engaged in attracting deposits from the general public, as well as brokered deposits, and investing those funds in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one- to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans. It also obtains funds by utilizing Federal Home Loan Bank (FHLB) advances. These funds are generally invested in investment securities, including mortgage-backed and mortgage-related securities and agency and municipal bonds. The Group's primary market area includes Wayne and Shelby counties in Indiana and Shelby, Miami, and Franklin counties in Ohio.
64GF Score
Get the complete analysis for RMBI
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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