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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.64
SFNC's Cash-to-Debt is ranked lower than
72% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.09 vs. SFNC: 0.64 )
Ranked among companies with meaningful Cash-to-Debt only.
SFNC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.6  Med: 2.27 Max: N/A
Current: 0.64
Equity-to-Asset 0.14
SFNC's Equity-to-Asset is ranked higher than
82% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SFNC: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
SFNC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.15
Current: 0.14
0.07
0.15
Interest Coverage 5.76
SFNC's Interest Coverage is ranked higher than
84% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.74 vs. SFNC: 5.76 )
Ranked among companies with meaningful Interest Coverage only.
SFNC' s Interest Coverage Range Over the Past 10 Years
Min: 0.52  Med: 2.29 Max: 6.58
Current: 5.76
0.52
6.58
Beneish M-Score: -2.67
WACC vs ROIC
7.50%
7.90%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 32.42
SFNC's Operating Margin % is ranked higher than
54% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. SFNC: 32.42 )
Ranked among companies with meaningful Operating Margin % only.
SFNC' s Operating Margin % Range Over the Past 10 Years
Min: 18.98  Med: 25.73 Max: 34.27
Current: 32.42
18.98
34.27
Net Margin % 22.21
SFNC's Net Margin % is ranked lower than
51% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.82 vs. SFNC: 22.21 )
Ranked among companies with meaningful Net Margin % only.
SFNC' s Net Margin % Range Over the Past 10 Years
Min: 13.55  Med: 17.94 Max: 23.13
Current: 22.21
13.55
23.13
ROE % 8.25
SFNC's ROE % is ranked lower than
51% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.56 vs. SFNC: 8.25 )
Ranked among companies with meaningful ROE % only.
SFNC' s ROE % Range Over the Past 10 Years
Min: 5.74  Med: 8.32 Max: 10.3
Current: 8.25
5.74
10.3
ROA % 1.14
SFNC's ROA % is ranked higher than
69% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. SFNC: 1.14 )
Ranked among companies with meaningful ROA % only.
SFNC' s ROA % Range Over the Past 10 Years
Min: 0.59  Med: 0.9 Max: 1.22
Current: 1.14
0.59
1.22
3-Year Revenue Growth Rate 8.80
SFNC's 3-Year Revenue Growth Rate is ranked higher than
72% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. SFNC: 8.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SFNC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -6.2  Med: 4.6 Max: 13.8
Current: 8.8
-6.2
13.8
3-Year EBITDA Growth Rate 29.90
SFNC's 3-Year EBITDA Growth Rate is ranked higher than
89% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. SFNC: 29.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SFNC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -12.1  Med: 5.5 Max: 29.9
Current: 29.9
-12.1
29.9
3-Year EPS without NRI Growth Rate 30.10
SFNC's 3-Year EPS without NRI Growth Rate is ranked higher than
88% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. SFNC: 30.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
SFNC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -12.9  Med: 5.2 Max: 30.1
Current: 30.1
-12.9
30.1
GuruFocus has detected 3 Warning Signs with Simmons First National Corp $SFNC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SFNC's 30-Y Financials

Financials (Next Earnings Date: 2017-07-20)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

SFNC Guru Trades in Q2 2016

David Dreman 195 sh (unchged)
Jim Simons 144,300 sh (-8.09%)
» More
Q3 2016

SFNC Guru Trades in Q3 2016

David Dreman 195 sh (unchged)
Jim Simons 129,700 sh (-10.12%)
» More
Q4 2016

SFNC Guru Trades in Q4 2016

David Dreman 195 sh (unchged)
Jim Simons 94,000 sh (-27.53%)
» More
Q1 2017

SFNC Guru Trades in Q1 2017

Paul Tudor Jones 5,700 sh (New)
Leucadia National 33,000 sh (New)
Jim Simons Sold Out
David Dreman Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with SFNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:FFBC, NAS:FRME, NAS:ABCB, NAS:IBTX, NAS:WSBC, NAS:NBTB, AMEX:PRK, NAS:BANF, NAS:LTXB, NAS:INDB, NAS:BANR, NYSE:CADE, NAS:RNST, NAS:TOWN, NAS:SFBS, NAS:UBSH, NAS:PPBI, NYSE:BHLB, NAS:WSFS, NAS:WABC » details
Headquarter Location:USA
Simmons First National Corp is engaged in the financial services domain. It functions through the Simmons Bank, which provides consumer, real estate, commercial loans, checking, savings and time deposits, as well as specialized services.

Simmons First National is a financial holding company that conducts operations through its subsidiary bank, Simmons Bank. Simmons Bank operates throughout Arkansas, Kansas, Missouri, and Tennessee. The bank's strategy emphasizes asset quality, liquidity, operational efficiency, and growth, both organically and through acquisitions. The bank's business model consolidated community banks that were chartered separately, and now operates through three geographic regions. Its products and services include consumer, real estate, and commercial loans; checking, savings, and time deposits; as well as specialized services atypical of community banks. The bank's loan portfolio is heavily concentrated in real estate. Net interest income chiefly contributes to the bank's net income.

Ratios

vs
industry
vs
history
PE Ratio 17.69
SFNC's PE Ratio is ranked lower than
63% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. SFNC: 17.69 )
Ranked among companies with meaningful PE Ratio only.
SFNC' s PE Ratio Range Over the Past 10 Years
Min: 9.68  Med: 15.89 Max: 30.55
Current: 17.69
9.68
30.55
PE Ratio without NRI 17.69
SFNC's PE Ratio without NRI is ranked lower than
63% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. SFNC: 17.69 )
Ranked among companies with meaningful PE Ratio without NRI only.
SFNC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.68  Med: 15.89 Max: 30.55
Current: 17.69
9.68
30.55
Price-to-Owner-Earnings 14.15
SFNC's Price-to-Owner-Earnings is ranked higher than
51% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.23 vs. SFNC: 14.15 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SFNC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.64  Med: 16.79 Max: 181.25
Current: 14.15
6.64
181.25
PB Ratio 1.40
SFNC's PB Ratio is ranked lower than
63% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. SFNC: 1.40 )
Ranked among companies with meaningful PB Ratio only.
SFNC' s PB Ratio Range Over the Past 10 Years
Min: 0.85  Med: 1.33 Max: 1.84
Current: 1.4
0.85
1.84
PS Ratio 3.97
SFNC's PS Ratio is ranked lower than
59% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. SFNC: 3.97 )
Ranked among companies with meaningful PS Ratio only.
SFNC' s PS Ratio Range Over the Past 10 Years
Min: 1.9  Med: 2.94 Max: 4.91
Current: 3.97
1.9
4.91
Price-to-Free-Cash-Flow 16.67
SFNC's Price-to-Free-Cash-Flow is ranked lower than
70% of the 856 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. SFNC: 16.67 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SFNC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 8.7  Med: 15.91 Max: 78.46
Current: 16.67
8.7
78.46
Price-to-Operating-Cash-Flow 12.04
SFNC's Price-to-Operating-Cash-Flow is ranked lower than
56% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.46 vs. SFNC: 12.04 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SFNC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 6.93  Med: 12.86 Max: 67
Current: 12.04
6.93
67
EV-to-EBIT 13.75
SFNC's EV-to-EBIT is ranked lower than
55% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. SFNC: 13.75 )
Ranked among companies with meaningful EV-to-EBIT only.
SFNC' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.7  Med: 9.6 Max: 19.3
Current: 13.75
-3.7
19.3
EV-to-EBITDA 12.50
SFNC's EV-to-EBITDA is ranked lower than
55% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.98 vs. SFNC: 12.50 )
Ranked among companies with meaningful EV-to-EBITDA only.
SFNC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -3.2  Med: 8.35 Max: 16.8
Current: 12.5
-3.2
16.8
PEG Ratio 1.01
SFNC's PEG Ratio is ranked higher than
63% of the 821 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.45 vs. SFNC: 1.01 )
Ranked among companies with meaningful PEG Ratio only.
SFNC' s PEG Ratio Range Over the Past 10 Years
Min: 0.89  Med: 2.95 Max: 86.79
Current: 1.01
0.89
86.79
Shiller PE Ratio 24.54
SFNC's Shiller PE Ratio is ranked lower than
59% of the 501 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.54 vs. SFNC: 24.54 )
Ranked among companies with meaningful Shiller PE Ratio only.
SFNC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.08  Med: 16.05 Max: 30.88
Current: 24.54
10.08
30.88

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.83
SFNC's Dividend Yield % is ranked lower than
68% of the 2354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. SFNC: 1.83 )
Ranked among companies with meaningful Dividend Yield % only.
SFNC' s Dividend Yield % Range Over the Past 10 Years
Min: 1.45  Med: 2.6 Max: 3.81
Current: 1.83
1.45
3.81
Dividend Payout Ratio 0.32
SFNC's Dividend Payout Ratio is ranked higher than
51% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. SFNC: 0.32 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SFNC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31  Med: 0.41 Max: 0.59
Current: 0.32
0.31
0.59
3-Year Dividend Growth Rate 4.60
SFNC's 3-Year Dividend Growth Rate is ranked lower than
59% of the 794 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. SFNC: 4.60 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
SFNC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 9 Max: 21.3
Current: 4.6
0
21.3
Forward Dividend Yield % 1.87
SFNC's Forward Dividend Yield % is ranked lower than
73% of the 2231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. SFNC: 1.87 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.28
SFNC's 5-Year Yield-on-Cost % is ranked lower than
66% of the 2778 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.98 vs. SFNC: 2.28 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SFNC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.83  Med: 3.29 Max: 4.82
Current: 2.28
1.83
4.82
3-Year Average Share Buyback Ratio -24.40
SFNC's 3-Year Average Share Buyback Ratio is ranked lower than
92% of the 1065 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. SFNC: -24.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SFNC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -24.4  Med: -1.6 Max: 2
Current: -24.4
-24.4
2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.17
SFNC's Price-to-Tangible-Book is ranked lower than
82% of the 1573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. SFNC: 2.17 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SFNC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.67  Med: 1.64 Max: 3.18
Current: 2.17
0.67
3.18
Price-to-Intrinsic-Value-Projected-FCF 1.11
SFNC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
74% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. SFNC: 1.11 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SFNC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.39  Med: 0.84 Max: 2.51
Current: 1.11
0.39
2.51
Price-to-Median-PS-Value 1.35
SFNC's Price-to-Median-PS-Value is ranked lower than
68% of the 1527 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SFNC: 1.35 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SFNC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.42  Med: 0.93 Max: 1.56
Current: 1.35
0.42
1.56
Price-to-Peter-Lynch-Fair-Value 0.93
SFNC's Price-to-Peter-Lynch-Fair-Value is ranked higher than
61% of the 451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. SFNC: 0.93 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
SFNC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.59  Med: 2.03 Max: 3.18
Current: 0.93
0.59
3.18
Price-to-Graham-Number 1.30
SFNC's Price-to-Graham-Number is ranked lower than
74% of the 1414 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SFNC: 1.30 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SFNC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.47  Med: 1.05 Max: 1.76
Current: 1.3
0.47
1.76
Earnings Yield (Greenblatt) % 7.27
SFNC's Earnings Yield (Greenblatt) % is ranked higher than
58% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.91 vs. SFNC: 7.27 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SFNC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -1846.1  Med: 9.8 Max: 2637
Current: 7.27
-1846.1
2637
Forward Rate of Return (Yacktman) % 22.34
SFNC's Forward Rate of Return (Yacktman) % is ranked higher than
74% of the 934 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.21 vs. SFNC: 22.34 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SFNC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -0.1  Med: 8.3 Max: 22.5
Current: 22.34
-0.1
22.5

More Statistics

Revenue (TTM) (Mil) $430.38
EPS (TTM) $ 3.03
Beta0.93
Short Percentage of Float7.27%
52-Week Range $45.01 - 67.00
Shares Outstanding (Mil)32.21
» More Articles for SFNC

Headlines

Articles On GuruFocus.com
Simmons First National Corporation Announces Second Quarter Earnings Release Date and Conference Cal Jun 19 2017 
Susan Lanigan Joins Simmons First National Corporation Board of Directors May 26 2017 
Simmons First National Corporation Declares $0.25 Per Share Dividend May 25 2017 
Simmons First National Corporation Completes Acquisition of Hardeman County Investment Company, Inc. May 15 2017 
Simmons First National Corporation Announces First Quarter Earnings Release Date and Conference C Apr 03 2017 
Weekly CEO Buys Highlight: OPK, CLMS, GFF, TCB, SFNC May 12 2015 
Weekly CEO Buys Highlight: OPK, LJPC, SFNC, HAFC, TUBE Jul 28 2014 
Simmons First National Corp. Reports Operating Results (10-K) Mar 04 2011 
Simmons First National Corp. Reports Operating Results (10-Q) Nov 09 2010 
Simmons First National Corp. Reports Operating Results (10-K/A) Aug 20 2010 

More From Other Websites
Edited Transcript of SFNC earnings conference call or presentation 20-Jul-17 4:00pm GMT Jul 20 2017
Simmons First National posts 2Q profit Jul 19 2017
Simmons Reports 2017 Second Quarter Earnings Jul 19 2017
ETFs with exposure to Simmons First National Corp. : July 14, 2017 Jul 14 2017
Simmons First National Corp. breached its 50 day moving average in a Bearish Manner : SFNC-US : July... Jul 12 2017
Simmons First National Corp. breached its 50 day moving average in a Bullish Manner : SFNC-US : June... Jun 29 2017
Simmons First National Corporation Announces Second Quarter Earnings Release Date and Conference... Jun 19 2017
Simmons First National Corp. : SFNC-US: Dividend Analysis : June 15th, 2017 (record date) : By the... Jun 15 2017
ETFs with exposure to Simmons First National Corp. : June 6, 2017 Jun 06 2017
Simmons First National Corp. :SFNC-US: Earnings Analysis: Q1, 2017 By the Numbers : June 5, 2017 Jun 05 2017
Susan Lanigan Joins Simmons First National Corporation Board of Directors May 26 2017
Simmons First National Corporation Declares $0.25 Per Share Dividend May 25 2017
Simmons First National Corporation Completes Acquisition of Hardeman County Investment Company, Inc. May 15 2017
Edited Transcript of SFNC earnings conference call or presentation 20-Apr-17 4:00pm GMT Apr 21 2017
Simmons First National Corp. : SFNC-US: Dividend Analysis : March 15th, 2017 (record date) : By the... Apr 05 2017
Shareholder Alert: Monteverde & Associates PC Announces An Investigation Of Simmons First National... Mar 27 2017

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