Simmons First NationalSFNC -0.17%51 FCF Yield % is 12.71 as of Jun. 28, 2026, which is 48% above its 10-year median of 8.57. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $8.68 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Simmons First National ranks better than 67.91% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Simmons First National FCF Yield % Related Terms
Simmons First National FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Simmons First National's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Simmons First National FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Simmons First National's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Simmons First National's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Simmons First National (SFNC) has a FCF Yield % of 12.71 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Simmons First National and its competitors. This is 48% above median its historical median of 8.57. Over the past decade, Simmons First National's FCF Yield % has ranged from 2.99 to 26.64. According to the industry distribution chart, Simmons First National ranks #483 out of 1505 companies in the Banks industry, placing it in the top 32.1%.
Is Simmons First National's FCF Yield % too high?
Simmons First National's current FCF Yield % of 12.71 is 48% above median its 10-year median of 8.57. Over the past 10 years, this metric has ranged from a low of 2.99 to a high of 26.64. The Banks industry median FCF Yield % is 8.20. Simmons First National's value of 12.71 is 55% above this industry median. Based on the distribution chart, Simmons First National ranks #483 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's FCF Yield % compare to TOWN and PRK?
According to the Banks industry distribution chart, Simmons First National ranks #483 out of 1505 companies for FCF Yield %. This puts Simmons First National in the upper half of its industry. The industry median FCF Yield % is 8.20. Simmons First National's value of 12.71 is 55% above this benchmark. Historically, Simmons First National's own FCF Yield % has ranged from 2.99 to 26.64 over the past decade. While the company's 10-year median is 8.57 vs. the industry median of 8.20, Simmons First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simmons First National's current FCF Yield % of 12.71 is 55% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Simmons First National and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simmons First National's current FCF Yield % is 12.71, which is 48% above median its own 10-year median of 8.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.68, compared to a current price of $22.93 — trading 164.2% above its estimated fair value. The current FCF Yield % is 12.71, which is 48% above median its 10-year median of 8.57 and 55% above the Banks industry median of 8.20. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Simmons First National (SFNC), the current FCF Yield % is 12.71 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Simmons First National (SFNC) Overvalued in 2026?
Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued.
The current stock price of $22.93 is trading 164.2% above its estimated GF Value™ of $8.68.
GuruFocus considers Simmons First National to be Significantly Overvalued.
Key valuation signals for SFNC:
FCF Yield %: 12.71 (48% above median its 10-year median of 8.57)
GF Value™: $8.68 vs. price of $22.93 (164.2% above fair value)
Industry Position: 55% above the Banks median (#483 of 1505)
No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score
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