SFNC (Simmons First National) Growth Rank: 3 (As of Sep. 13, 2026) — 50% Below Median

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SFNC Simmons First National Corp SFNC
49 GF Score
Price $23.19
GF Value $11.20
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Simmons First National Growth Rank?

Simmons First National SFNC +0.22% 49 Growth Rank is 3 as of Sep. 13, 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates SFNC with a GF Score™ of 49/100 and a GF Value™ of $11.20 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Simmons First National has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Simmons First National Growth Rank Related Terms

SFNC vs BKU, CBU, SBCF: Growth Rank Comparison

For the Banks - Regional subindustry, Simmons First National's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Simmons First National Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Simmons First National's Growth Rank distribution charts can be found below:

* The bar in red indicates where Simmons First National's Growth Rank falls into.


SFNC
49GF Score
Simmons First National Corp SFNC
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Simmons First National (SFNC) has a Growth Rank of 3 as of Sep. 13, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Simmons First National and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, Simmons First National's Growth Rank has ranged from 1.00 to 9.00.
Is Simmons First National's Growth Rank too high?
Simmons First National's current Growth Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Simmons First National has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's Growth Rank compare to BKU and CBU?
Simmons First National's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Simmons First National's own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Simmons First National and its competitors. Simmons First National's current Growth Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.20, compared to a current price of $23.19 — trading 107.1% above its estimated fair value. The current Growth Rank is 3, which is 50% below median its 10-year median of 6.00. Simmons First National's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Simmons First National (SFNC), the current Growth Rank is 3 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simmons First National (SFNC) Overvalued in 2026?

Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued. The current stock price of $23.19 is trading 107.1% above its estimated GF Value™ of $11.20. GuruFocus considers Simmons First National to be Significantly Overvalued.

Key valuation signals for SFNC:

  • Growth Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: $11.20 vs. price of $23.19 (107.1% above fair value)
  • GF Score™: 49/100 with 8 warning signs

No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Simmons First National Business Description

Address 501 Main Street, Pine Bluff, AR, USA, 71601
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
49GF Score

Get the complete analysis for SFNC

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.19
Price
$11.20
GF Value