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Simmons First NationalSFNC +1.02%51 5-Year Yield-on-Cost % is 4.75 as of Jul. 22, 2026, which is 26% above its 10-year median of 3.77. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $10.73 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Simmons First National ranks better than 62.03% on this metric.
Simmons First National's yield on cost for the quarter that ended in Mar. 2026 was 4.75.
The historical rank and industry rank for Simmons First National's 5-Year Yield-on-Cost % or its related term are showing as below:
SFNC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.81 Med: 3.77 Max: 7.03
Current: 4.75
During the past 13 years, Simmons First National's highest Yield on Cost was 7.03. The lowest was 1.81. And the median was 3.77.
SFNC's 5-Year Yield-on-Cost % is ranked better than 62.03% of 1251
companies
in the Banks industry
Industry Median: 3.88
vs SFNC: 4.75
Simmons First National (NAS:SFNC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Simmons First National 5-Year Yield-on-Cost % Related Terms
SFNC vs PRK, TOWN, SBCF: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Simmons First National's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Simmons First National 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Simmons First National's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Simmons First National's 5-Year Yield-on-Cost % falls into.
Simmons First National 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Simmons First National (SFNC) has a 5-Year Yield-on-Cost % of 4.75 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Simmons First National and its competitors. This is 26% above median its historical median of 3.77. Over the past decade, Simmons First National's 5-Year Yield-on-Cost % has ranged from 1.81 to 7.03. According to the industry distribution chart, Simmons First National ranks #475 out of 1251 companies in the Banks industry, placing it in the top 38%.
Is Simmons First National's 5-Year Yield-on-Cost % too high?
Simmons First National's current 5-Year Yield-on-Cost % of 4.75 is 26% above median its 10-year median of 3.77. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 7.03. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Simmons First National's value of 4.75 is 22.4% above this industry median. Based on the distribution chart, Simmons First National ranks #475 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's 5-Year Yield-on-Cost % compare to PRK and TOWN?
According to the Banks industry distribution chart, Simmons First National ranks #475 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Simmons First National in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Simmons First National's value of 4.75 is 22.4% above this benchmark. Historically, Simmons First National's own 5-Year Yield-on-Cost % has ranged from 1.81 to 7.03 over the past decade. While the company's 10-year median is 3.77 vs. the industry median of 3.88, Simmons First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simmons First National's current 5-Year Yield-on-Cost % of 4.75 is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Simmons First National and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simmons First National's current 5-Year Yield-on-Cost % is 4.75, which is 26% above median its own 10-year median of 3.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.73, compared to a current price of $22.84 — trading 112.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.75, which is 26% above median its 10-year median of 3.77 and 22.4% above the Banks industry median of 3.88. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Simmons First National (SFNC), the current 5-Year Yield-on-Cost % is 4.75 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Simmons First National (SFNC) Overvalued in 2026?
Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued.
The current stock price of $22.84 is trading 112.9% above its estimated GF Value™ of $10.73.
GuruFocus considers Simmons First National to be Significantly Overvalued.
Key valuation signals for SFNC:
5-Year Yield-on-Cost %: 4.75 (26% above median its 10-year median of 3.77)
GF Value™: $10.73 vs. price of $22.84 (112.9% above fair value)
Industry Position: 22.4% above the Banks median (#475 of 1251)
No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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