Simmons First NationalSFNC -1.64%51 PS Ratio is 24.10 as of Jul. 06, 2026, which is 577% above its 10-year median of 3.56. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $9.64 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,519 Banks companies, Simmons First National ranks worse than 99.41% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Simmons First National's share price is $22.85.
Simmons First National's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $0.95. Hence, Simmons First National's PS Ratio for today is 24.10.
Warning Sign:
Simmons First National Corp stock PS Ratio (=24.1) is close to 10-year high of 24.19.
The historical rank and industry rank for Simmons First National's PS Ratio or its related term are showing as below:
SFNC'
s PS Ratio Range Over the Past 10 Years
Min: 1.76 Med: 3.56 Max: 24.19
Current: 24.1
During the past 13 years, Simmons First National's highest PS Ratio was 24.19. The lowest was 1.76. And the median was 3.56.
SFNC's PS Ratio is ranked worse than 99.41% of 1519
companies
in the Banks industry
Industry Median: 3
vs SFNC: 24.10
Simmons First National Corp revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Simmons First National was -84.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -53.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -30.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -10.40% per year.
During the past 13 years, Simmons First National's highest 3-Year average Revenue per Share Growth Rate was 13.90% per year. The lowest was -53.70% per year. And the median was 4.30% per year.
Back to Basics: PS Ratio
Simmons First National (NAS:SFNC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Simmons First National's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Simmons First National PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Simmons First National's PS Ratio distribution charts can be found below:
* The bar in red indicates where Simmons First National's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Simmons First National's Share Price of today is $22.85. Simmons First National's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.95.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Simmons First National (SFNC) has a PS Ratio of 24.10 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Simmons First National and its competitors. This is 577% above median its historical median of 3.56. Over the past decade, Simmons First National's PS Ratio has ranged from 1.76 to 24.19. According to the industry distribution chart, Simmons First National ranks #1510 out of 1519 companies in the Banks industry, placing it in the top 99.4%.
Is Simmons First National's PS Ratio too high?
Simmons First National's current PS Ratio of 24.10 is 577% above median its 10-year median of 3.56. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 24.19. The Banks industry median PS Ratio is 3.00. Simmons First National's value of 24.10 is 703.3% above this industry median. Based on the distribution chart, Simmons First National ranks #1510 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Simmons First National's PS Ratio compare to PRK and TOWN?
According to the Banks industry distribution chart, Simmons First National ranks #1510 out of 1519 companies for PS Ratio. This places Simmons First National in the lower half of its industry. The industry median PS Ratio is 3.00. Simmons First National's value of 24.10 is 703.3% above this benchmark. Historically, Simmons First National's own PS Ratio has ranged from 1.76 to 24.19 over the past decade. While the company's 10-year median is 3.56 vs. the industry median of 3.00, Simmons First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simmons First National's current PS Ratio of 24.10 is 703.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Simmons First National and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simmons First National's current PS Ratio is 24.10, which is 577% above median its own 10-year median of 3.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simmons First National stock overvalued right now?
Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.64, compared to a current price of $22.85 — trading 137% above its estimated fair value. The current PS Ratio is 24.10, which is 577% above median its 10-year median of 3.56 and 703.3% above the Banks industry median of 3.00. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Simmons First National (SFNC), the current PS Ratio is 24.10 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Simmons First National (SFNC) Overvalued in 2026?
Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued.
The current stock price of $22.85 is trading 137% above its estimated GF Value™ of $9.64.
GuruFocus considers Simmons First National to be Significantly Overvalued.
Key valuation signals for SFNC:
PS Ratio: 24.10 (577% above median its 10-year median of 3.56)
GF Value™: $9.64 vs. price of $22.85 (137% above fair value)
Industry Position: 703.3% above the Banks median (#1510 of 1519)
No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.
51GF Score
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