SFNC (Simmons First National) Dividend Payout Ratio: 0.46 (As of Mar. 2026) — 59% Above Median

What is Simmons First National Dividend Payout Ratio?

Simmons First National SFNC -1.13% 51 Dividend Payout Ratio is 0.46 as of Mar. 2026, which is 59% above its 10-year median of 0.29. GuruFocus rates SFNC with a GF Score™ of 51/100 and a GF Value™ of $8.68 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,171 Banks companies, Simmons First National ranks worse than 70.2% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Simmons First National's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.46.

The historical rank and industry rank for Simmons First National's Dividend Payout Ratio or its related term are showing as below:

SFNC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.29 Max: 0.6
Current: 0.45

During the past 13 years, the highest Dividend Payout Ratio of Simmons First National was 0.60. The lowest was 0.23. And the median was 0.29.

SFNC's Dividend Payout Ratio is ranked worse than
70.2% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs SFNC: 0.45

As of today (2026-06-30), the Dividend Yield % of Simmons First National is 3.80%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Simmons First National was 5.56%. The lowest was 1.43%. And the median was 2.94%.

Simmons First National's Dividends per Share for the months ended in Mar. 2026 was $0.22.

During the past 12 months, Simmons First National's average Dividends Per Share Growth Rate was 1.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Simmons First National was 21.50% per year. The lowest was 0.00% per year. And the median was 8.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Simmons First National (NAS:SFNC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Simmons First National Dividend Payout Ratio Related Terms

Simmons First National Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Simmons First National's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Simmons First National Dividend Payout Ratio Chart

Simmons First National Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.28

0.32

0.49

0.60

0.49

Simmons First National Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.82	0.48	0.46	0.39	0.46

SFNC vs PRK, TOWN, SBCF: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Simmons First National's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Simmons First National Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Simmons First National's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Simmons First National's Dividend Payout Ratio falls into.

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51GF Score

Simmons First National Corp SFNC

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Simmons First National Dividend Payout Ratio Calculation

Simmons First National's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.85	/	1.73
	=	0.49

Simmons First National's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.215	/	0.47
	=	0.46

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.46 mean?

Simmons First National (SFNC) has a Dividend Payout Ratio of 0.46 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Simmons First National and its competitors. This is 59% above median its historical median of 0.29. Over the past decade, Simmons First National's Dividend Payout Ratio has ranged from 0.23 to 0.60. According to the industry distribution chart, Simmons First National ranks #822 out of 1171 companies in the Banks industry, placing it in the top 70.2%.

Is Simmons First National's Dividend Payout Ratio too high?

Simmons First National's current Dividend Payout Ratio of 0.46 is 59% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.60. The Banks industry median Dividend Payout Ratio is 0.32. Simmons First National's value of 0.46 is 43.8% above this industry median. Based on the distribution chart, Simmons First National ranks #822 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, Simmons First National has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Simmons First National's Dividend Payout Ratio compare to PRK and TOWN?

According to the Banks industry distribution chart, Simmons First National ranks #822 out of 1171 companies for Dividend Payout Ratio. This places Simmons First National in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Simmons First National's value of 0.46 is 43.8% above this benchmark. Historically, Simmons First National's own Dividend Payout Ratio has ranged from 0.23 to 0.60 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.32, Simmons First National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simmons First National's current Dividend Payout Ratio of 0.46 is 43.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Simmons First National and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simmons First National's current Dividend Payout Ratio is 0.46, which is 59% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Simmons First National stock overvalued right now?

Based on GuruFocus' analysis, Simmons First National (SFNC) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.68, compared to a current price of $22.67 — trading 161.2% above its estimated fair value. The current Dividend Payout Ratio is 0.46, which is 59% above median its 10-year median of 0.29 and 43.8% above the Banks industry median of 0.32. Simmons First National's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Simmons First National (SFNC), the current Dividend Payout Ratio is 0.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simmons First National (SFNC) Overvalued in 2026?

Based on GuruFocus' analysis, Simmons First National stock appears to be overvalued. The current stock price of $22.67 is trading 161.2% above its estimated GF Value™ of $8.68. GuruFocus considers Simmons First National to be Significantly Overvalued.

Key valuation signals for SFNC:

Dividend Payout Ratio: 0.46 (59% above median its 10-year median of 0.29)
GF Value™: $8.68 vs. price of $22.67 (161.2% above fair value)
GF Score™: 51/100 with 7 warning signs
Industry Position: 43.8% above the Banks median (#822 of 1171)

No single metric tells the full story. See the SFNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Simmons First National Business Description

Industry Financial Services Banks

Comparable Companies PRK TOWN SBCF BOH BANC NIC MCHB FFBC CBU PFS SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 501 Main Street, Pine Bluff, AR, USA, 71601

Website https://www.simmonsbank.com

Simmons First National Corp is a financial holding company. The company through its subsidiaries is engaged in providing banking services including consumer, real estate and commercial loans, checking, savings and time deposits. Its loan portfolio comprises construction, single-family residential and commercial loans; non-real estate loans, nonaccrual and past due loans; and credit card loans, student loans and other consumer loans. It also offers various products and services such as trust services, investments, agricultural finance lending, equipment lending, insurance, consumer finance and small business administration lending. The business activity of the firm is functioned through the region of the United States.

51GF Score

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$22.67

Price

$8.68

GF Value

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