Sing Investments & Finance (SGX:S35) Dividend Payout Ratio: (As of Jun. 2026)

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SGX:S35 Sing Investments & Finance Ltd SGX:S35
89 GF Score
Price S$1.56
GF Value S$1.13
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Sing Investments & Finance Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sing Investments & Finance's Dividend Payout Ratio for the months ended in Jun. 2026 was .

The historical rank and industry rank for Sing Investments & Finance's Dividend Payout Ratio or its related term are showing as below:

SGX:S35' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.39   Max: 0.59
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of Sing Investments & Finance was 0.59. The lowest was 0.18. And the median was 0.39.

SGX:S35's Dividend Payout Ratio is ranked better than
60.64% of 188 companies
in the Credit Services industry
Industry Median: 0.32 vs SGX:S35: 0.24

As of today (2026-09-22), the Dividend Yield % of Sing Investments & Finance is 4.81%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Sing Investments & Finance was 7.05%. The lowest was 2.22%. And the median was 4.48%.

Sing Investments & Finance's Dividends per Share for the months ended in Jun. 2026 was S$.

During the past 12 months, Sing Investments & Finance's average Dividends Per Share Growth Rate was 15.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 16.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 6.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sing Investments & Finance was 42.10% per year. The lowest was -29.60% per year. And the median was 2.05% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Sing Investments & Finance (SGX:S35) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Sing Investments & Finance Dividend Payout Ratio Related Terms

Sing Investments & Finance Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Sing Investments & Finance's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sing Investments & Finance Dividend Payout Ratio Chart

Sing Investments & Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 0.42 0.43 0.42 0.42

Sing Investments & Finance Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.76 0.00 0.86 -

SGX:S35 vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Sing Investments & Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sing Investments & Finance Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sing Investments & Finance's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Sing Investments & Finance's Dividend Payout Ratio falls into.


SGX:S35
89GF Score
Sing Investments & Finance Ltd SGX:S35
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sing Investments & Finance Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Sing Investments & Finance's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.075/ 0.17900177212727
=0.42

Sing Investments & Finance's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=/ 0.10646720718663
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Sing Investments & Finance (SGX:S35) Overvalued in 2026?

Based on GuruFocus' analysis, Sing Investments & Finance stock appears to be overvalued. The current stock price of S$1.56 is trading 38.1% above its estimated GF Value™ of S$1.13. GuruFocus considers Sing Investments & Finance to be Significantly Overvalued.

Key valuation signals for SGX:S35:

  • Dividend Payout Ratio:
  • GF Value™: S$1.13 vs. price of S$1.56 (38.1% above fair value)
  • GF Score™: 89/100 with 3 warning signs

No single metric tells the full story. See the SGX:S35 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sing Investments & Finance Business Description

Address 96 Robinson Road, No: 01-01 SIF Building, Singapore, SGP, 068899
Sing Investments & Finance Ltd offers a range of financial products and services for both individuals and corporate/SME customers in Singapore. Its deposit products include business current, conveyancing, savings, GIRO saver, GoSavers, GoVault, and fixed deposit accounts. Personal financing covers housing and HDB loans, car loans, share loans, and commercial property loans, supported by personal e-services through SIF Mobile and SIF Online. For corporate and SME clients, the company provides financing solutions such as commercial property, land and construction, machinery, shipping, and floor stock loans, along with government-backed SME loans, invoice factoring, and unsecured business loans, supported by SIF BIZ Mobile and SIF BIZ Online platforms.
89GF Score

Get the complete analysis for SGX:S35

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.56
Price
S$1.13
GF Value