goeasy (TSX:GSY) Growth Rank: 8 (As of Aug. 27, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSX:GSY goeasy Ltd TSX:GSY
72 GF Score
Price C$43.66
GF Value C$185.30
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is goeasy Growth Rank?

goeasy TSX:GSY +0.48% 72 Growth Rank is 8 as of Aug. 27, 2026, which is 20% below its 10-year median of 10.00. GuruFocus rates TSX:GSY with a GF Score™ of 72/100 and a GF Value™ of C$185.30 (Possible Value Trap). The stock has 6 warning signs investors should review.

goeasy has the Growth Rank of 8.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

TSX:GSY vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, goeasy's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

goeasy Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, goeasy's Growth Rank distribution charts can be found below:

* The bar in red indicates where goeasy's Growth Rank falls into.


TSX:GSY
72GF Score
goeasy Ltd TSX:GSY
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 8 mean?
goeasy (TSX:GSY) has a Growth Rank of 8 as of Aug. 27, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on goeasy and its competitors. This is 20% below median its historical median of 10.00. Over the past decade, goeasy's Growth Rank has ranged from 8.00 to 10.00.
Is goeasy's Growth Rank too high?
goeasy's current Growth Rank of 8 is 20% below median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 10.00. Overall, goeasy has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Growth Rank compare to V and MA?
goeasy's Growth Rank of 8 can be compared against companies in the Credit Services industry. Historically, goeasy's own Growth Rank has ranged from 8.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on goeasy and its competitors. goeasy's current Growth Rank is 8, which is 20% below median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (TSX:GSY) is currently considered Possible Value Trap. The stock's GF Value™ is C$185.30, compared to a current price of C$43.66 — trading 76.4% below its estimated fair value. The current Growth Rank is 8, which is 20% below median its 10-year median of 10.00. goeasy's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For goeasy (TSX:GSY), the current Growth Rank is 8 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (TSX:GSY) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of C$43.66 is trading 76.4% below its estimated GF Value™ of C$185.30. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for TSX:GSY:

  • Growth Rank: 8 (20% below median its 10-year median of 10.00)
  • GF Value™: C$185.30 vs. price of C$43.66 (76.4% below fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the TSX:GSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

goeasy Business Description

Other Exchanges EHMEF:USA1ES:Germany
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
72GF Score

Get the complete analysis for TSX:GSY

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$43.66
Price
C$185.30
GF Value