goeasy (TSX:GSY) ROCE %: 17.66% (As of Dec. 2025)


TSX:GSY goeasy Ltd TSX:GSY
74 GF Score
Price C$41.83
GF Value C$192.74
Valuation Possible Value Trap
! 7 Warning Signs
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What is goeasy ROCE %?

goeasy TSX:GSY +5.10% 74 ROCE % is 17.66% as of Dec. 2025. GuruFocus rates TSX:GSY with a GF Score™ of 74/100 and a GF Value™ of C$192.74 (Possible Value Trap). The stock has 7 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. goeasy's annualized ROCE % for the quarter that ended in Dec. 2025 was 17.66%.

goeasy  (TSX:GSY) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

goeasy ROCE % Related Terms

goeasy ROCE % Historical Data

* Premium members only.

The historical data trend for goeasy's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

goeasy ROCE % Chart

goeasy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.24 18.40 18.15 18.98 17.96

goeasy Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.33 16.92 17.15 17.24 17.66
TSX:GSY
74GF Score
goeasy Ltd TSX:GSY
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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goeasy ROCE % Calculation

goeasy's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=937.399/( ( (5211.037 - 300.243) + (5758.005 - 230.992) )/ 2 )
=937.399/( (4910.794+5527.013)/ 2 )
=937.399/5218.9035
=17.96 %

goeasy's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=1016.464/( ( (6204.34 - 218.465) + (5758.005 - 230.992) )/ 2 )
=1016.464/( ( 5985.875 + 5527.013 )/ 2 )
=1016.464/5756.444
=17.66 %

(1) Note: The EBIT data used here is four times the quarterly (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 17.66% mean?
goeasy (TSX:GSY) has a ROCE % of 17.66% as of Dec. 2025.
Is goeasy's ROCE % too high?
goeasy's current ROCE % is 17.66%. The Credit Services industry median ROCE % is 3.39. goeasy's value of 17.66% is 420.9% above this industry median. Overall, goeasy has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's ROCE % compare to V and MA?
goeasy's ROCE % of 17.66% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.39. goeasy's value of 17.66% is 420.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.39, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current ROCE % of 17.66% is 420.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current ROCE % is 17.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (TSX:GSY) is currently considered Possible Value Trap. The stock's GF Value™ is C$192.74, compared to a current price of C$41.83 — trading 78.3% below its estimated fair value. The current ROCE % is 17.66% and 420.9% above the Credit Services industry median of 3.39. goeasy's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For goeasy (TSX:GSY), the current ROCE % is 17.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is goeasy (TSX:GSY) Overvalued in 2026?

Based on GuruFocus' analysis, goeasy stock appears to be undervalued. The current stock price of C$41.83 is trading 78.3% below its estimated GF Value™ of C$192.74. GuruFocus considers goeasy to be Possible Value Trap.

Key valuation signals for TSX:GSY:

  • ROCE %: 17.66%
  • GF Value™: C$192.74 vs. price of C$41.83 (78.3% below fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 420.9% above the Credit Services median

No single metric tells the full story. See the TSX:GSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

goeasy Business Description

Other Exchanges EHMEF:USA1ES:Germany
Address 33 City Centre Drive, 5th Floor, Suite 510, Mississauga, ON, CAN, L5B 2N5
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
74GF Score

Get the complete analysis for TSX:GSY

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$41.83
Price
C$192.74
GF Value