goeasyTSX:GSY -2.58%74 Quick Ratio is 23.15 as of Dec. 2025, which is 49% above its 10-year median of 15.56. GuruFocus rates TSX:GSY with a GF Score™ of 74/100 and a GF Value™ of C$192.71 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 394 Credit Services companies, goeasy ranks better than 66.5% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. goeasy's quick ratio for the quarter that ended in Dec. 2025 was 23.15.
goeasy has a quick ratio of 23.15. It generally indicates good short-term financial strength.
The historical rank and industry rank for goeasy's Quick Ratio or its related term are showing as below:
TSX:GSY'
s Quick Ratio Range Over the Past 10 Years
Min: 4.51 Med: 15.56 Max: 25.67
Current: 23.15
During the past 13 years, goeasy's highest Quick Ratio was 25.67. The lowest was 4.51. And the median was 15.56.
TSX:GSY's Quick Ratio is ranked better than 66.5% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs TSX:GSY: 23.15
goeasy (TSX:GSY) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
goeasy Quick Ratio Related Terms
goeasy Quick Ratio Historical Data
* Premium members only.
The historical data trend for goeasy's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, goeasy's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's Quick Ratio distribution charts can be found below:
* The bar in red indicates where goeasy's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
goeasy's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
goeasy (TSX:GSY) has a Quick Ratio of 23.15 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on goeasy and its competitors. This is 49% above median its historical median of 15.56. Over the past decade, goeasy's Quick Ratio has ranged from 4.51 to 25.67. According to the industry distribution chart, goeasy ranks #132 out of 394 companies in the Credit Services industry, placing it in the top 33.5%.
Is goeasy's Quick Ratio too high?
goeasy's current Quick Ratio of 23.15 is 49% above median its 10-year median of 15.56. Over the past 10 years, this metric has ranged from a low of 4.51 to a high of 25.67. The Credit Services industry median Quick Ratio is 4.86. goeasy's value of 23.15 is 376.8% above this industry median. Based on the distribution chart, goeasy ranks #132 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, goeasy has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #132 out of 394 companies for Quick Ratio. This puts goeasy in the upper half of its industry. The industry median Quick Ratio is 4.86. goeasy's value of 23.15 is 376.8% above this benchmark. Historically, goeasy's own Quick Ratio has ranged from 4.51 to 25.67 over the past decade. While the company's 10-year median is 15.56 vs. the industry median of 4.86, goeasy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current Quick Ratio of 23.15 is 376.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on goeasy and its competitors. For the Credit Services industry, the median Quick Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current Quick Ratio is 23.15, which is 49% above median its own 10-year median of 15.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (TSX:GSY) is currently considered Possible Value Trap. The stock's GF Value™ is C$192.71, compared to a current price of C$40.08 — trading 79.2% below its estimated fair value. The current Quick Ratio is 23.15, which is 49% above median its 10-year median of 15.56 and 376.8% above the Credit Services industry median of 4.86. goeasy's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For goeasy (TSX:GSY), the current Quick Ratio is 23.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (TSX:GSY) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of C$40.08 is trading 79.2% below its estimated GF Value™ of C$192.71.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for TSX:GSY:
Quick Ratio: 23.15 (49% above median its 10-year median of 15.56)
GF Value™: C$192.71 vs. price of C$40.08 (79.2% below fair value)
Industry Position: 376.8% above the Credit Services median (#132 of 394)
No single metric tells the full story. See the TSX:GSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
74GF Score
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