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goeasyTSX:GSY -0.26%74 Forward PE Ratio is 25.49 as of Jul. 23, 2026. GuruFocus rates TSX:GSY with a GF Score™ of 74/100 and a GF Value™ of C$191.87 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 187 Credit Services companies, goeasy ranks worse than 91.98% on this metric.
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
goeasy Forward PE Ratio Related Terms
goeasy Forward PE Ratio Historical Data
* Premium members only.
The historical data trend for goeasy's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
goeasy Forward PE Ratio Chart
goeasy Annual Data
Trend
2015-12
2016-12
2017-12
2018-12
2019-12
2020-12
2021-12
2022-12
2023-12
2024-12
2025-12
Forward PE Ratio
7.50
7.49
10.04
6.46
10.09
11.72
15.06
7.26
9.53
8.16
6.36
goeasy Quarterly Data
2015-12
2016-03
2016-06
2016-09
2016-12
2017-03
2017-06
2017-09
2017-12
2018-03
2018-06
2018-09
2018-12
2019-03
2019-06
2019-09
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
Forward PE Ratio
7.50
5.71
7.71
7.89
7.49
10.63
9.42
7.29
10.04
10.36
11.00
8.67
6.46
7.59
9.83
8.90
10.09
4.78
10.48
8.58
11.72
13.97
16.31
17.79
15.06
11.14
8.67
7.22
7.26
6.78
7.96
6.44
9.53
9.48
11.45
8.80
8.16
7.57
9.24
7.85
6.36
TSX:GSY vs V, MA, AXP: Forward PE Ratio Comparison
For the Credit Services subindustry, goeasy's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
goeasy Forward PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, goeasy's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where goeasy's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
goeasy (TSX:GSY) has a Forward PE Ratio of 25.49 as of Jul. 23, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on goeasy and its competitors. According to the industry distribution chart, goeasy ranks #172 out of 187 companies in the Credit Services industry, placing it in the top 92%.
Is goeasy's Forward PE Ratio too high?
goeasy's current Forward PE Ratio is 25.49. The Credit Services industry median Forward PE Ratio is 10.35. goeasy's value of 25.49 is 146.3% above this industry median. Based on the distribution chart, goeasy ranks #172 out of 187 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, goeasy has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does goeasy's Forward PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, goeasy ranks #172 out of 187 companies for Forward PE Ratio. This places goeasy in the lower half of its industry. The industry median Forward PE Ratio is 10.35. goeasy's value of 25.49 is 146.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Credit Services company?
The median Forward PE Ratio among Credit Services companies is 10.35, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. goeasy's current Forward PE Ratio of 25.49 is 146.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on goeasy and its competitors. For the Credit Services industry, the median Forward PE Ratio is 10.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. goeasy's current Forward PE Ratio is 25.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is goeasy stock overvalued right now?
Based on GuruFocus' analysis, goeasy (TSX:GSY) is currently considered Possible Value Trap. The stock's GF Value™ is C$191.87, compared to a current price of C$49.62 — trading 74.1% below its estimated fair value. The current Forward PE Ratio is 25.49 and 146.3% above the Credit Services industry median of 10.35. goeasy's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For goeasy (TSX:GSY), the current Forward PE Ratio is 25.49 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is goeasy (TSX:GSY) Overvalued in 2026?
Based on GuruFocus' analysis, goeasy stock appears to be undervalued.
The current stock price of C$49.62 is trading 74.1% below its estimated GF Value™ of C$191.87.
GuruFocus considers goeasy to be Possible Value Trap.
Key valuation signals for TSX:GSY:
Forward PE Ratio: 25.49
GF Value™: C$191.87 vs. price of C$49.62 (74.1% below fair value)
Industry Position: 146.3% above the Credit Services median (#172 of 187)
No single metric tells the full story. See the TSX:GSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
74GF Score
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Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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