UNTY (Unity Bancorp) Growth Rank: 9 (As of Jul. 21, 2026) — 29% Above Median

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UNTY Unity Bancorp Inc UNTY
81 GF Score
Price $57.09
GF Value $52.35
Valuation Fairly Valued
! 5 Warning Signs
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What is Unity Bancorp Growth Rank?

Unity Bancorp UNTY -0.19% 81 Growth Rank is 9 as of Jul. 21, 2026, which is 29% above its 10-year median of 7.00. GuruFocus rates UNTY with a GF Score™ of 81/100 and a GF Value™ of $52.35 (Fairly Valued). The stock has 5 warning signs investors should review.

Unity Bancorp has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

UNTY vs CIVB, RRBI, KRNY: Growth Rank Comparison

For the Banks - Regional subindustry, Unity Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unity Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Unity Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where Unity Bancorp's Growth Rank falls into.


UNTY
81GF Score
Unity Bancorp Inc UNTY
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
Unity Bancorp (UNTY) has a Growth Rank of 9 as of Jul. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Unity Bancorp and its competitors. This is 29% above median its historical median of 7.00. Over the past decade, Unity Bancorp's Growth Rank has ranged from 4.00 to 10.00.
Is Unity Bancorp's Growth Rank too high?
Unity Bancorp's current Growth Rank of 9 is 29% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Unity Bancorp has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Growth Rank compare to CIVB and RRBI?
Unity Bancorp's Growth Rank of 9 can be compared against companies in the Banks industry. Historically, Unity Bancorp's own Growth Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Unity Bancorp and its competitors. Unity Bancorp's current Growth Rank is 9, which is 29% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (UNTY) is currently considered Fairly Valued. The stock's GF Value™ is $52.35, compared to a current price of $57.09 — trading 9.1% above its estimated fair value. The current Growth Rank is 9, which is 29% above median its 10-year median of 7.00. Unity Bancorp's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Unity Bancorp (UNTY), the current Growth Rank is 9 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (UNTY) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of $57.09 is trading 9.1% above its estimated GF Value™ of $52.35. GuruFocus considers Unity Bancorp to be Fairly Valued.

Key valuation signals for UNTY:

  • Growth Rank: 9 (29% above median its 10-year median of 7.00)
  • GF Value™: $52.35 vs. price of $57.09 (9.1% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the UNTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UTB:Germany
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
81GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.09
Price
$52.35
GF Value