During the past 12 months, Alerus Financial's average Dividends Per Share Growth Rate was 5.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 5.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 7.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Alerus Financial was 9.00% per year. The lowest was 5.10% per year. And the median was 7.75% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Alerus Financial Forward Dividend Yield % Related Terms
FRA:5QD vs SHBI, FISI, HBIA: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, Alerus Financial's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alerus Financial Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Alerus Financial's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Alerus Financial's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Alerus Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.220000
2026-06-26
2026-06-26
2026-07-10
Cash Dividend
quarterly
USD:EUR 0.856000
USD 0.210000
2026-03-27
2026-03-27
2026-04-10
Cash Dividend
quarterly
USD:EUR 0.865000
USD 0.210000
2025-12-29
2025-12-26
2026-01-09
Cash Dividend
quarterly
USD:EUR 0.854000
USD 0.210000
2025-09-26
2025-09-26
2025-10-10
Cash Dividend
quarterly
USD:EUR 0.852000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Alerus Financial's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.75328
/
27.20
=
2.77 %
Current Share Price is €27.20. Alerus Financial's Dividends per Share for the forward twelve months is calculated as €0.18832 * 4 = €0.75328.
Alerus Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 2.70% mean?
Alerus Financial (FRA:5QD) has a Forward Dividend Yield % of 2.70% as of Jun. 30, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Alerus Financial and its competitors. According to the industry distribution chart, Alerus Financial ranks #747 out of 1248 companies in the Banks industry, placing it in the top 59.9%.
Is Alerus Financial's Forward Dividend Yield % too high?
Alerus Financial's current Forward Dividend Yield % is 2.70%. The Banks industry median Forward Dividend Yield % is 3.14. Alerus Financial's value of 2.70% is 14% below this industry median. Based on the distribution chart, Alerus Financial ranks #747 out of 1248 companies in the Banks industry, which is below the industry midpoint. Overall, Alerus Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's Forward Dividend Yield % compare to SHBI and FISI?
According to the Banks industry distribution chart, Alerus Financial ranks #747 out of 1248 companies for Forward Dividend Yield %. This places Alerus Financial in the lower half of its industry. The industry median Forward Dividend Yield % is 3.14. Alerus Financial's value of 2.70% is 14% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alerus Financial's current Forward Dividend Yield % of 2.70% is 14% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Alerus Financial and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alerus Financial's current Forward Dividend Yield % is 2.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (FRA:5QD) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.39, compared to a current price of €27.20 — trading 47.9% above its estimated fair value. The current Forward Dividend Yield % is 2.70% and 14% below the Banks industry median of 3.14. Alerus Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Alerus Financial (FRA:5QD), the current Forward Dividend Yield % is 2.70% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alerus Financial (FRA:5QD) Overvalued in 2026?
Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued.
The current stock price of €27.20 is trading 47.9% above its estimated GF Value™ of €18.39.
GuruFocus considers Alerus Financial to be Significantly Overvalued.
Key valuation signals for FRA:5QD:
Forward Dividend Yield %: 2.70%
GF Value™: €18.39 vs. price of €27.20 (47.9% above fair value)
Industry Position: 14% below the Banks median (#747 of 1248)
No single metric tells the full story. See the FRA:5QD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
55GF Score
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